SIREN : 383616521
RJKL FINANCES is a French company founded 34 years ago, specialized in the sector Activités des sociétés holding. Based in NOISY-LE-SEC (93130), this company of category PME shows in 2024 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 450 906 € | 1 313 927 € | 960 025 € | 1 320 335 € | N/C | N/C | N/C | N/C | N/C | N/C | 1 230 455 € |
| Net income | 6 910 € | 73 210 € | -885 € | 126 384 € | 37 186 € | 37 109 € | 76 356 € | 165 161 € | 112 879 € | 99 746 € | 38 463 € |
| EBITDA | 15 114 € | -2 067 € | 1 855 € | 85 137 € | N/C | N/C | N/C | N/C | N/C | N/C | 44 846 € |
| Net margin | 0.5% | 5.6% | -0.1% | 9.6% | N/C | N/C | N/C | N/C | N/C | N/C | 3.1% |
In 2024, RJKL FINANCES achieves revenue of 1.5 M€. Revenue is growing positively over 11 years (CAGR: +1.8%). Vs 2023, growth of +10% (1.3 M€ -> 1.5 M€). After deducting consumption (-580 €), gross margin stands at 1.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 15 k€, representing 1.0% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 7 k€, i.e. 0.5% of revenue. This profit can be retained or distributed to shareholders.
1 450 906 €
1 451 486 €
15 114 €
37 850 €
6 910 €
1.0%
The debt ratio (= Financial debt / Equity x 100) stands at 70%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 92.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
69.502%
50.112%
0.483%
92.835
12.0%
In 2024, the debt ratio of RJKL FINANCES (69.50) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of RJKL FINANCES (50.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of RJKL FINANCES (92.83) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 178.18. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 48.6x. Operating income very largely covers interest expenses: high safety margin.
178.176
48.644
In 2024, the liquidity ratio of RJKL FINANCES (178.18) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of RJKL FINANCES (48.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 69 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 47 days. The company must finance 22 days of gap between collections and payments. Inventory turnover is 2 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 66 days of revenue, i.e. 268 k€ to permanently finance. Over 2015-2024, WCR increased by +121%, requiring additional financing.
267 881 €
69 j
47 j
2 j
66 j
Based on 54 transactions of similar company sales
in 2024,
the value of RJKL FINANCES is estimated at
294 837 €
(range 166 908€ - 377 961€).
With an EBITDA of 15 114€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RJKL FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of RJKL FINANCES in 2024 is 1.5 M€.
Yes, RJKL FINANCES generated a net profit of 7 k€ in 2024.
The headquarters of RJKL FINANCES is located in NOISY-LE-SEC (93130), in the department Seine-Saint-Denis.
The tax return of RJKL FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RJKL FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.