RIVIERA TRANSACTIONS - GROUPE E.C.I : revenue, balance sheet and financial ratios

RIVIERA TRANSACTIONS - GROUPE E.C.I is a French company founded 36 years ago, specialized in the sector Agences immobilières. Based in NICE (06000), this company of category PME shows in 2018 a revenue of 230 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - RIVIERA TRANSACTIONS - GROUPE E.C.I (SIREN 354033433)
Indicator 2018 2017
Revenue 230 099 € 355 597 €
Net income -862 € 472 €
EBITDA 15 272 € 13 571 €
Net margin -0.4% 0.1%

Revenue and income statement

In 2018, RIVIERA TRANSACTIONS - GROUPE E.C.I achieves revenue of 230 k€. Significant drop of -35% vs 2017. After deducting consumption (0 €), gross margin stands at 230 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 15 k€, representing 6.6% of revenue. Positive scissor effect: EBITDA margin improves by +2.8 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -862 € (-0.4% of revenue), which will impact equity.

Revenue (2018) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

230 099 €

Gross margin (2018) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

230 099 €

EBITDA (2018) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

15 272 €

EBIT (2018) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

3 216 €

Net income (2018) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-862 €

EBITDA margin (2018) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

6.6%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 579%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 12%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 17.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 4.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2018) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

578.948%

Financial autonomy (2018) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

12.423%

Cash flow / Revenue (2018) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.568%

Repayment capacity (2018) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

17.434

Asset age ratio (2018) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

49.7%

Solvency indicators evolution
RIVIERA TRANSACTIONS - GROUPE E.C.I

Sector positioning

Debt ratio
578.95 2018
2017
2018
Q1: 0.0
Med: 9.52
Q3: 65.83
Average

In 2018, the debt ratio of RIVIERA TRANSACTIONS - GR... (578.95) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
12.42% 2018
2017
2018
Q1: 6.23%
Med: 31.51%
Q3: 61.2%
Average -6 pts over 2 years

In 2018, the financial autonomy of RIVIERA TRANSACTIONS - GR... (12.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
17.43 years 2018
2017
2018
Q1: 0.0 years
Med: 0.0 years
Q3: 1.19 years
Watch

In 2018, the repayment capacity of RIVIERA TRANSACTIONS - GR... (17.43) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 418.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9.8x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2018) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

418.204

Interest coverage (2018) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

9.815

Liquidity indicators evolution
RIVIERA TRANSACTIONS - GROUPE E.C.I

Sector positioning

Liquidity ratio
418.2 2018
2017
2018
Q1: 105.47
Med: 171.71
Q3: 369.35
Excellent +7 pts over 2 years

In 2018, the liquidity ratio of RIVIERA TRANSACTIONS - GR... (418.20) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
9.81x 2018
2017
2018
Q1: 0.0x
Med: 0.0x
Q3: 1.42x
Excellent

In 2018, the interest coverage of RIVIERA TRANSACTIONS - GR... (9.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 72 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 14 days. The gap of 58 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 62 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 109 days of revenue, i.e. 70 k€ to permanently finance.

Operating WCR (2018) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

69 766 €

Customer credit (2018) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

72 j

Supplier credit (2018) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

14 j

Inventory turnover (2018) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

62 j

WCR in days of revenue (2018) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

109 j

WCR and payment terms evolution
RIVIERA TRANSACTIONS - GROUPE E.C.I

Positioning of RIVIERA TRANSACTIONS - GROUPE E.C.I in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 102 transactions of similar company sales in 2018, the value of RIVIERA TRANSACTIONS - GROUPE E.C.I is estimated at 55 849 € (range 23 530€ - 119 524€). With an EBITDA of 15 272€, the sector multiple of 2.6x is applied. The price/revenue ratio is 0.36x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2018
102 transactions
23k€ 55k€ 119k€
55 849 € Range: 23 530€ - 119 524€
NAF 5 année 2018

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
15 272 € × 2.6x
Estimation 40 069 €
14 348€ - 81 318€
Revenue Multiple 30%
230 099 € × 0.36x
Estimation 82 151 €
38 835€ - 183 202€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 102 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare RIVIERA TRANSACTIONS - GROUPE E.C.I with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about RIVIERA TRANSACTIONS - GROUPE E.C.I

What is the revenue of RIVIERA TRANSACTIONS - GROUPE E.C.I ?

The revenue of RIVIERA TRANSACTIONS - GROUPE E.C.I in 2018 is 230 k€.

Is RIVIERA TRANSACTIONS - GROUPE E.C.I profitable?

RIVIERA TRANSACTIONS - GROUPE E.C.I recorded a net loss in 2018.

Where is the headquarters of RIVIERA TRANSACTIONS - GROUPE E.C.I ?

The headquarters of RIVIERA TRANSACTIONS - GROUPE E.C.I is located in NICE (06000), in the department Alpes-Maritimes.

Where to find the tax return of RIVIERA TRANSACTIONS - GROUPE E.C.I ?

The tax return of RIVIERA TRANSACTIONS - GROUPE E.C.I is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does RIVIERA TRANSACTIONS - GROUPE E.C.I operate?

RIVIERA TRANSACTIONS - GROUPE E.C.I operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.