SIREN : 410428874
RIVAGES is a French company founded 29 years ago, specialized in the sector Supports juridiques de gestion de patrimoine immobilier. Based in ROQUEBRUNE-SUR-ARGENS (83520), this company of category PME shows in 2019 a revenue of 962 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 | 2016 |
|---|---|---|---|
| Revenue | 961 764 € | 762 851 € | 783 664 € |
| Net income | 57 744 € | 227 453 € | 30 527 € |
| EBITDA | 109 439 € | 42 268 € | 39 097 € |
| Net margin | 6.0% | 29.8% | 3.9% |
In 2019, RIVAGES achieves revenue of 962 k€. Over the period 2016-2019, the company shows strong growth with a CAGR (compound annual growth rate) of +7.1%. Vs 2018, growth of +26% (763 k€ -> 962 k€). After deducting consumption (0 €), gross margin stands at 962 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 109 k€, representing 11.4% of revenue. Positive scissor effect: EBITDA margin improves by +5.8 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 58 k€, i.e. 6.0% of revenue. This profit can be retained or distributed to shareholders.
961 764 €
961 764 €
109 439 €
100 091 €
57 744 €
11.4%
The debt ratio (= Financial debt / Equity x 100) stands at 127%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 14.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 7.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
126.639%
34.366%
6.972%
14.553
22.3%
In 2019, the debt ratio of RIVAGES (126.64) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2019, the financial autonomy of RIVAGES (34.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2019, the repayment capacity of RIVAGES (14.55) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 186.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 10.0x. Operating income very largely covers interest expenses: high safety margin.
186.922
9.986
In 2019, the liquidity ratio of RIVAGES (186.92) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2019, the interest coverage of RIVAGES (10.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 78 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 143 days. Excellent situation: suppliers finance 65 days of the operating cycle (retail model). Overall, WCR represents 239 days of revenue, i.e. 639 k€ to permanently finance. Notable WCR improvement over the period (-23%), freeing up cash.
638 765 €
78 j
143 j
0 j
239 j
Indicative estimate only : the number of comparable transactions in this sector is limited (28 transactions). This range of 75 702€ to 603 658€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 28 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RIVAGES with other companies in the same sector:
Voir toutes les statistiques du secteur Supports juridiques de gestion de patrimoine immobilier
The revenue of RIVAGES in 2019 is 962 k€.
Yes, RIVAGES generated a net profit of 58 k€ in 2019.
The headquarters of RIVAGES is located in ROQUEBRUNE-SUR-ARGENS (83520), in the department Var.
The tax return of RIVAGES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RIVAGES operates in the sector Supports juridiques de gestion de patrimoine immobilier (NAF code 68.32B). See the 'Sector positioning' section above to compare the company with its competitors.