SIREN : 921719522
RIVAGE is a French company founded 3 years ago, specialized in the sector Gestion de fonds. Based in DISTRE (49400), this company of category PME shows in 2024 a revenue of 280 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2022 |
|---|---|---|
| Revenue | 280 000 € | N/C |
| Net income | 180 778 € | -2 662 € |
| EBITDA | 267 372 € | -2 662 € |
| Net margin | 64.6% | N/C |
In 2024, RIVAGE achieves revenue of 280 k€. After deducting consumption (0 €), gross margin stands at 280 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 267 k€, representing 95.5% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 181 k€, i.e. 64.6% of revenue. This profit can be retained or distributed to shareholders.
280 000 €
280 000 €
267 372 €
267 372 €
180 778 €
95.5%
The debt ratio (= Financial debt / Equity x 100) stands at 147%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 10.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 64.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
146.803%
38.687%
64.563%
9.954
In 2024, the debt ratio of RIVAGE (146.80) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of RIVAGE (38.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of RIVAGE (9.95) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 536.51. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9.8x. Operating income very largely covers interest expenses: high safety margin.
536.514
9.85
In 2024, the liquidity ratio of RIVAGE (536.51) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of RIVAGE (9.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 406 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. The gap of 366 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 387 days of revenue, i.e. 301 k€ to permanently finance.
300 824 €
406 j
40 j
0 j
387 j
Based on 62 transactions of similar company sales
in 2024,
the value of RIVAGE is estimated at
934 196 €
(range 288 590€ - 2 044 497€).
With an EBITDA of 267 372€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RIVAGE with other companies in the same sector:
The revenue of RIVAGE in 2024 is 280 k€.
Yes, RIVAGE generated a net profit of 181 k€ in 2024.
The headquarters of RIVAGE is located in DISTRE (49400), in the department Maine-et-Loire.
The tax return of RIVAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RIVAGE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.