Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

RISPAL AUTOMOBILES : revenue, balance sheet and financial ratios

RISPAL AUTOMOBILES is a French company founded 22 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in MOULINS (03000), this company of category PME shows in 2024 a net income positive of 110 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - RISPAL AUTOMOBILES (SIREN 452580475)
Indicator 2024
Revenue N/C
Net income 109 839 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2024, RISPAL AUTOMOBILES generates positive net income of 110 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

109 839 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 62%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

16.168%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

61.83%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

12.7%

Solvency indicators evolution
RISPAL AUTOMOBILES

Sector positioning

Debt ratio
16.17 2024
2024
Q1: 5.46
Med: 23.98
Q3: 69.29
Good

In 2024, the debt ratio of RISPAL AUTOMOBILES (16.17) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
61.83% 2024
2024
Q1: 21.53%
Med: 45.62%
Q3: 63.33%
Good

In 2024, the financial autonomy of RISPAL AUTOMOBILES (61.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 244.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

244.759

Liquidity indicators evolution
RISPAL AUTOMOBILES

Sector positioning

Liquidity ratio
244.76 2024
2024
Q1: 143.21
Med: 217.16
Q3: 327.59
Good

In 2024, the liquidity ratio of RISPAL AUTOMOBILES (244.76) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of RISPAL AUTOMOBILES in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 147 transactions of similar company sales in 2024, the value of RISPAL AUTOMOBILES is estimated at 497 527 € (range 174 038€ - 1 136 812€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
147 transactions
174k€ 497k€ 1136k€
497 527 € Range: 174 038€ - 1 136 812€
NAF 5 année 2024

Valuation method used

Net Income Multiple
109 839 € × 4.5x = 497 527 €
Range: 174 039€ - 1 136 812€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 147 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare RISPAL AUTOMOBILES with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about RISPAL AUTOMOBILES

What is the revenue of RISPAL AUTOMOBILES ?

The revenue of RISPAL AUTOMOBILES is not publicly disclosed (confidential accounts filed with INPI).

Is RISPAL AUTOMOBILES profitable?

Yes, RISPAL AUTOMOBILES generated a net profit of 110 k€ in 2024.

Where is the headquarters of RISPAL AUTOMOBILES ?

The headquarters of RISPAL AUTOMOBILES is located in MOULINS (03000), in the department Allier.

Where to find the tax return of RISPAL AUTOMOBILES ?

The tax return of RISPAL AUTOMOBILES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does RISPAL AUTOMOBILES operate?

RISPAL AUTOMOBILES operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.