SIREN : 830549671
RICAO HABITAT is a French company founded 8 years ago, specialized in the sector Promotion immobilière de logements. Based in NANTES (44300), this company of category PME shows in 2025 a revenue of 107 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Revenue | 107 471 € | 246 308 € | 927 127 € | 1 307 556 € | 715 638 € | 1 329 697 € | N/C |
| Net income | 214 752 € | -18 108 € | 3 584 € | 29 841 € | 3 026 € | 10 334 € | 0 € |
| EBITDA | 2 748 € | -24 283 € | 61 794 € | 54 217 € | 23 021 € | 21 642 € | N/C |
| Net margin | 199.8% | -7.4% | 0.4% | 2.3% | 0.4% | 0.8% | N/C |
In 2025, RICAO HABITAT achieves revenue of 107 k€. Revenue is declining over the period 2020-2025 (CAGR: -39.5%). Significant drop of -56% vs 2024. After deducting consumption (4 k€), gross margin stands at 103 k€, i.e. a rate of 96%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 2.6% of revenue. Positive scissor effect: EBITDA margin improves by +12.4 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 215 k€, i.e. 199.8% of revenue. This profit can be retained or distributed to shareholders.
107 471 €
103 188 €
2 748 €
-9 605 €
214 752 €
2.6%
The debt ratio (= Financial debt / Equity x 100) stands at 64%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 24%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 211.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
64.216%
24.151%
211.348%
0.843
75.1%
In 2025, the debt ratio of RICAO HABITAT (64.22) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of RICAO HABITAT (24.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of RICAO HABITAT (0.84) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 97.68. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 364.3x. Operating income very largely covers interest expenses: high safety margin.
97.678
364.338
In 2025, the liquidity ratio of RICAO HABITAT (97.68) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of RICAO HABITAT (364.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 209 days. Excellent situation: suppliers finance 209 days of the operating cycle (retail model). WCR is negative (-225 days): operations structurally generate cash.
-67 231 €
0 j
209 j
0 j
-225 j
Based on 80 transactions of similar company sales
(all years),
the value of RICAO HABITAT is estimated at
111 267 €
(range 35 146€ - 303 907€).
With an EBITDA of 2 748€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RICAO HABITAT with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of RICAO HABITAT in 2025 is 107 k€.
Yes, RICAO HABITAT generated a net profit of 215 k€ in 2025.
The headquarters of RICAO HABITAT is located in NANTES (44300), in the department Loire-Atlantique.
The tax return of RICAO HABITAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RICAO HABITAT operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.