SIREN : 837861624
RGR FINANCES is a French company founded 8 years ago, specialized in the sector Activités des sociétés holding. Based in COLMAR (68000), this company of category PME shows in 2021 a revenue of 226 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|
| Revenue | 226 000 € | 216 000 € | 156 000 € | 96 000 € |
| Net income | 64 477 € | 93 355 € | 48 617 € | 39 622 € |
| EBITDA | 44 705 € | 97 587 € | 40 668 € | 25 165 € |
| Net margin | 28.5% | 43.2% | 31.2% | 41.3% |
In 2021, RGR FINANCES achieves revenue of 226 k€. Over the period 2018-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +33.0%. Vs 2020: +5%. After deducting consumption (0 €), gross margin stands at 226 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 45 k€, representing 19.8% of revenue. Warning negative scissor effect: despite revenue change (+5%), EBITDA varies by -54%, reducing margin by 25.4 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 64 k€, i.e. 28.5% of revenue. This profit can be retained or distributed to shareholders.
226 000 €
226 000 €
44 705 €
44 707 €
64 477 €
19.8%
The debt ratio (= Financial debt / Equity x 100) stands at 250%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 68%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 28.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
250.207%
68.27%
28.53%
9.097
100.0%
In 2021, the debt ratio of RGR FINANCES (250.21) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of RGR FINANCES (68.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2021, the repayment capacity of RGR FINANCES (9.10) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 83.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.7x. Financial charges are adequately covered by operations.
83.911
4.729
In 2021, the liquidity ratio of RGR FINANCES (83.91) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2021, the interest coverage of RGR FINANCES (4.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 112 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 314 days. Excellent situation: suppliers finance 202 days of the operating cycle (retail model). WCR is negative (-130 days): operations structurally generate cash. Over 2018-2021, WCR increased by +30%, requiring additional financing.
-81 554 €
112 j
314 j
0 j
-130 j
Based on 98 transactions of similar company sales
in 2021,
the value of RGR FINANCES is estimated at
210 532 €
(range 98 238€ - 421 555€).
With an EBITDA of 44 705€, the sector multiple of 5.2x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RGR FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of RGR FINANCES in 2021 is 226 k€.
Yes, RGR FINANCES generated a net profit of 64 k€ in 2021.
The headquarters of RGR FINANCES is located in COLMAR (68000), in the department Haut-Rhin.
The tax return of RGR FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RGR FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.