SIREN : 499552495
RF PATRIMOINE is a French company founded 18 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in GRENOBLE (38000), this company of category PME shows in 2023 a revenue of 784 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | N/C | 784 016 € | 1 066 108 € | 715 950 € | N/C | N/C | 758 644 € | 592 558 € | 660 436 € |
| Net income | 128 945 € | 74 275 € | 311 983 € | 118 392 € | 111 129 € | 159 125 € | 192 446 € | 47 489 € | 159 467 € |
| EBITDA | N/C | -13 101 € | 328 268 € | 142 503 € | N/C | N/C | 274 063 € | 199 370 € | 253 679 € |
| Net margin | N/C | 9.5% | 29.3% | 16.5% | N/C | N/C | 25.4% | 8.0% | 24.1% |
In 2024, RF PATRIMOINE generates positive net income of 129 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 159 k€ -> 129 k€.
128 945 €
The debt ratio (= Financial debt / Equity x 100) stands at 137%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 40%. The balance between equity and debt is satisfactory.
136.884%
39.873%
59.8%
In 2024, the debt ratio of RF PATRIMOINE (136.88) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of RF PATRIMOINE (39.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of RF PATRIMOINE (41.43) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 570.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
570.304
In 2024, the liquidity ratio of RF PATRIMOINE (570.30) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of RF PATRIMOINE (-71.1x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
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Based on 193 transactions of similar company sales (all years), the value of RF PATRIMOINE is estimated at 259 523 € (range 122 759€ - 1 184 958€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RF PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of RF PATRIMOINE in 2023 is 784 k€.
Yes, RF PATRIMOINE generated a net profit of 129 k€ in 2024.
The headquarters of RF PATRIMOINE is located in GRENOBLE (38000), in the department Isere.
The tax return of RF PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RF PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.