RESORT THERMAL DE CHATEL-GUYON - RTC : revenue, balance sheet and financial ratios

RESORT THERMAL DE CHATEL-GUYON - RTC is a French company founded 9 years ago, specialized in the sector Entretien corporel. Based in CHATELGUYON (63140), this company of category ETI shows in 2024 a revenue of 6.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - RESORT THERMAL DE CHATEL-GUYON - RTC (SIREN 822679155)
Indicator 2024 2023 2022 2021 2020
Revenue 6 192 004 € 5 247 009 € 4 924 928 € 2 758 079 € 2 019 950 €
Net income -1 825 017 € -2 603 695 € -2 403 481 € -707 855 € -1 435 732 €
EBITDA -1 395 111 € -2 216 038 € -2 271 136 € -549 411 € -1 387 588 €
Net margin -29.5% -49.6% -48.8% -25.7% -71.1%

Revenue and income statement

In 2024, RESORT THERMAL DE CHATEL-GUYON - RTC achieves revenue of 6.2 M€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +32.3%. Vs 2023, growth of +18% (5.2 M€ -> 6.2 M€). After deducting consumption (460 k€), gross margin stands at 5.7 M€, i.e. a rate of 93%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -1.4 M€, representing -22.5% of revenue. Positive scissor effect: EBITDA margin improves by +19.7 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -1.8 M€ (-29.5% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

6 192 004 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

5 731 895 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 395 111 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 503 053 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-1 825 017 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-22.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -91%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -396%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-91.253%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-395.728%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-27.145%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-4.816

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

59.2%

Solvency indicators evolution
RESORT THERMAL DE CHATEL-GUYON - RTC

Sector positioning

Debt ratio
-91.25 2024
2022
2023
2024
Q1: -1.0
Med: 0.0
Q3: 48.98
Excellent -6 pts over 3 years

In 2024, the debt ratio of RESORT THERMAL DE CHATEL-... (-91.25) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-395.73% 2024
2022
2023
2024
Q1: 0.0%
Med: 9.76%
Q3: 43.06%
Watch

In 2024, the financial autonomy of RESORT THERMAL DE CHATEL-... (-395.7%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
-4.82 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 1.1 years
Excellent

In 2024, the repayment capacity of RESORT THERMAL DE CHATEL-... (-4.82) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 46.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

46.925

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-23.031

Liquidity indicators evolution
RESORT THERMAL DE CHATEL-GUYON - RTC

Sector positioning

Liquidity ratio
46.92 2024
2022
2023
2024
Q1: 43.6
Med: 115.39
Q3: 263.51
Average +6 pts over 3 years

In 2024, the liquidity ratio of RESORT THERMAL DE CHATEL-... (46.92) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-23.03x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 0.67x
Average

In 2024, the interest coverage of RESORT THERMAL DE CHATEL-... (-23.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 28 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 111 days. Excellent situation: suppliers finance 83 days of the operating cycle (retail model). Inventory turnover is 5 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 8 days of revenue, i.e. 143 k€ to permanently finance. Notable WCR improvement over the period (-59%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

142 788 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

28 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

111 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

5 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

8 j

WCR and payment terms evolution
RESORT THERMAL DE CHATEL-GUYON - RTC

Positioning of RESORT THERMAL DE CHATEL-GUYON - RTC in its sector

Comparison with sector Entretien corporel

Valuation estimate

Based on 77 transactions of similar company sales (all years), the value of RESORT THERMAL DE CHATEL-GUYON - RTC is estimated at 3 300 800 € (range 2 057 998€ - 4 681 131€). The price/revenue ratio is 0.53x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
77 tx
2057k€ 3300k€ 4681k€
3 300 800 € Range: 2 057 998€ - 4 681 131€
NAF 5 all-time

Valuation method used

Revenue Multiple
6 192 004 € × 0.53x = 3 300 800 €
Range: 2 057 999€ - 4 681 132€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien corporel)

Compare RESORT THERMAL DE CHATEL-GUYON - RTC with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien corporel

Frequently asked questions about RESORT THERMAL DE CHATEL-GUYON - RTC

What is the revenue of RESORT THERMAL DE CHATEL-GUYON - RTC ?

The revenue of RESORT THERMAL DE CHATEL-GUYON - RTC in 2024 is 6.2 M€.

Is RESORT THERMAL DE CHATEL-GUYON - RTC profitable?

RESORT THERMAL DE CHATEL-GUYON - RTC recorded a net loss in 2024.

Where is the headquarters of RESORT THERMAL DE CHATEL-GUYON - RTC ?

The headquarters of RESORT THERMAL DE CHATEL-GUYON - RTC is located in CHATELGUYON (63140), in the department Puy-de-Dome.

Where to find the tax return of RESORT THERMAL DE CHATEL-GUYON - RTC ?

The tax return of RESORT THERMAL DE CHATEL-GUYON - RTC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does RESORT THERMAL DE CHATEL-GUYON - RTC operate?

RESORT THERMAL DE CHATEL-GUYON - RTC operates in the sector Entretien corporel (NAF code 96.04Z). See the 'Sector positioning' section above to compare the company with its competitors.