SIREN : 899345854
RESO CONSEIL ASSURANCES is a French company founded 4 years ago, specialized in the sector Activités des sièges sociaux. Based in ANGLET (64600), this company of category PME shows in 2024 a revenue of 326 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 326 199 € | 314 883 € | 317 157 € |
| Net income | 31 615 € | 33 460 € | 41 722 € |
| EBITDA | 58 667 € | 70 811 € | 67 662 € |
| Net margin | 9.7% | 10.6% | 13.2% |
In 2024, RESO CONSEIL ASSURANCES achieves revenue of 326 k€. Revenue is growing positively over 3 years (CAGR: +1.4%). Vs 2023: +4%. After deducting consumption (0 €), gross margin stands at 326 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 59 k€, representing 18.0% of revenue. Warning negative scissor effect: despite revenue change (+4%), EBITDA varies by -17%, reducing margin by 4.5 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 32 k€, i.e. 9.7% of revenue. This profit can be retained or distributed to shareholders.
326 199 €
326 199 €
58 667 €
40 419 €
31 615 €
17.8%
The debt ratio (= Financial debt / Equity x 100) stands at 247%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 63%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 14.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
247.169%
63.021%
14.598%
6.063
29.6%
In 2024, the debt ratio of RESO CONSEIL ASSURANCES (247.17) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of RESO CONSEIL ASSURANCES (63.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of RESO CONSEIL ASSURANCES (6.06) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 128.17. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 6.6x. Operating income very largely covers interest expenses: high safety margin.
128.167
6.568
In 2024, the liquidity ratio of RESO CONSEIL ASSURANCES (128.17) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of RESO CONSEIL ASSURANCES (6.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 23 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2 days. The company must finance 21 days of gap between collections and payments. WCR is negative (-22 days): operations structurally generate cash. Notable WCR improvement over the period (-835%), freeing up cash.
-20 381 €
23 j
2 j
0 j
-22 j
Based on 103 transactions of similar company sales in 2024, the value of RESO CONSEIL ASSURANCES is estimated at 244 658 € (range 63 661€ - 480 666€). With an EBITDA of 58 667€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RESO CONSEIL ASSURANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of RESO CONSEIL ASSURANCES in 2024 is 326 k€.
Yes, RESO CONSEIL ASSURANCES generated a net profit of 32 k€ in 2024.
The headquarters of RESO CONSEIL ASSURANCES is located in ANGLET (64600), in the department Pyrenees-Atlantiques.
The tax return of RESO CONSEIL ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RESO CONSEIL ASSURANCES operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.