RESIDENCE SAINTE CATHERINE : revenue, balance sheet and financial ratios

RESIDENCE SAINTE CATHERINE is a French company founded 27 years ago, specialized in the sector Supports juridiques de programmes. Based in CEAULMONT (36200), this company of category PME shows in 2024 a revenue of 395 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - RESIDENCE SAINTE CATHERINE (SIREN 421349069)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 395 190 € 194 262 € 275 301 € 87 555 € 235 325 € 179 199 € 293 166 € 291 815 € 267 212 €
Net income 98 728 € 4 729 € 64 887 € -52 090 € 66 948 € 369 313 € 60 529 € 225 463 € 80 969 €
EBITDA 326 007 € 120 694 € 205 807 € 27 424 € 202 499 € 80 745 € 187 372 € 234 248 € 219 978 €
Net margin 25.0% 2.4% 23.6% -59.5% 28.4% 206.1% 20.6% 77.3% 30.3%

Revenue and income statement

In 2024, RESIDENCE SAINTE CATHERINE achieves revenue of 395 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.0%. Vs 2023, growth of +103% (194 k€ -> 395 k€). After deducting consumption (0 €), gross margin stands at 395 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 326 k€, representing 82.5% of revenue. Positive scissor effect: EBITDA margin improves by +20.4 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 99 k€, i.e. 25.0% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

395 190 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

395 190 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

326 007 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

111 927 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

98 728 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

82.5%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 73%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 50.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

72.689%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

56.362%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

50.14%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

4.843

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

54.2%

Solvency indicators evolution
RESIDENCE SAINTE CATHERINE

Sector positioning

Debt ratio
72.69 2024
2022
2023
2024
Q1: -81.1
Med: 0.0
Q3: 70.45
Average

In 2024, the debt ratio of RESIDENCE SAINTE CATHERINE (72.69) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
56.36% 2024
2022
2023
2024
Q1: -3.67%
Med: 2.66%
Q3: 36.27%
Excellent

In 2024, the financial autonomy of RESIDENCE SAINTE CATHERINE (56.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
4.84 years 2024
2022
2023
2024
Q1: -4.86 years
Med: 0.0 years
Q3: 0.42 years
Average

In 2024, the repayment capacity of RESIDENCE SAINTE CATHERINE (4.84) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 4026.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.8x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

4026.553

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.776

Liquidity indicators evolution
RESIDENCE SAINTE CATHERINE

Sector positioning

Liquidity ratio
4026.55 2024
2022
2023
2024
Q1: 116.12
Med: 259.63
Q3: 922.99
Excellent

In 2024, the liquidity ratio of RESIDENCE SAINTE CATHERINE (4026.55) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
1.78x 2024
2022
2023
2024
Q1: -3.47x
Med: 0.0x
Q3: 0.32x
Excellent

In 2024, the interest coverage of RESIDENCE SAINTE CATHERINE (1.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 13 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The company must finance 13 days of gap between collections and payments. Overall, WCR represents 11 days of revenue, i.e. 12 k€ to permanently finance. Notable WCR improvement over the period (-88%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

12 267 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

13 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

11 j

WCR and payment terms evolution
RESIDENCE SAINTE CATHERINE

Positioning of RESIDENCE SAINTE CATHERINE in its sector

Comparison with sector Supports juridiques de programmes

Valuation estimate

Based on 80 transactions of similar company sales (all years), the value of RESIDENCE SAINTE CATHERINE is estimated at 243 092 € (range 93 870€ - 706 598€). With an EBITDA of 326 007€, the sector multiple of 1.0x is applied. The price/revenue ratio is 0.28x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
80 tx
93k€ 243k€ 706k€
243 092 € Range: 93 870€ - 706 598€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
326 007 € × 1.0x
Estimation 327 105 €
135 077€ - 994 870€
Revenue Multiple 30%
395 190 € × 0.28x
Estimation 110 559 €
39 756€ - 271 913€
Net Income Multiple 20%
98 728 € × 2.3x
Estimation 231 863 €
72 026€ - 637 947€
How is this estimate calculated?

This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Supports juridiques de programmes)

Compare RESIDENCE SAINTE CATHERINE with other companies in the same sector:

Voir toutes les statistiques du secteur Supports juridiques de programmes

Frequently asked questions about RESIDENCE SAINTE CATHERINE

What is the revenue of RESIDENCE SAINTE CATHERINE ?

The revenue of RESIDENCE SAINTE CATHERINE in 2024 is 395 k€.

Is RESIDENCE SAINTE CATHERINE profitable?

Yes, RESIDENCE SAINTE CATHERINE generated a net profit of 99 k€ in 2024.

Where is the headquarters of RESIDENCE SAINTE CATHERINE ?

The headquarters of RESIDENCE SAINTE CATHERINE is located in CEAULMONT (36200), in the department Indre.

Where to find the tax return of RESIDENCE SAINTE CATHERINE ?

The tax return of RESIDENCE SAINTE CATHERINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does RESIDENCE SAINTE CATHERINE operate?

RESIDENCE SAINTE CATHERINE operates in the sector Supports juridiques de programmes (NAF code 41.10D). See the 'Sector positioning' section above to compare the company with its competitors.