SIREN : 528277981
RENOUARD GROUP is a French company founded 15 years ago, specialized in the sector Gestion de fonds. Based in SAINT-CAST-LE-GUILDO (22380), this company of category PME shows in 2024 a revenue of 153 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2017 | 2015 |
|---|---|---|---|---|---|---|---|
| Revenue | 152 892 € | 230 266 € | 158 815 € | 351 755 € | 215 292 € | 214 759 € | N/C |
| Net income | 9 472 € | 104 954 € | 26 615 € | 40 172 € | 32 547 € | 8 901 € | 5 399 € |
| EBITDA | 21 043 € | 31 284 € | 38 930 € | 50 205 € | 39 649 € | 10 745 € | N/C |
| Net margin | 6.2% | 45.6% | 16.8% | 11.4% | 15.1% | 4.1% | N/C |
In 2024, RENOUARD GROUP achieves revenue of 153 k€. Activity remains stable over the period (CAGR: -4.7%). Significant drop of -34% vs 2023. After deducting consumption (33 k€), gross margin stands at 120 k€, i.e. a rate of 79%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 21 k€, representing 13.8% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 9 k€, i.e. 6.2% of revenue. This profit can be retained or distributed to shareholders.
152 892 €
120 351 €
21 043 €
14 020 €
9 472 €
13.8%
The debt ratio (= Financial debt / Equity x 100) stands at 43%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 61%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 17.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 5.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
42.824%
61.449%
5.865%
17.266
74.3%
In 2024, the debt ratio of RENOUARD GROUP (42.82) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of RENOUARD GROUP (61.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of RENOUARD GROUP (17.27) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 382.49. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.4x. Financial charges are adequately covered by operations.
382.485
3.445
In 2024, the liquidity ratio of RENOUARD GROUP (382.49) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of RENOUARD GROUP (3.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 21 days. Favorable situation: supplier credit is longer than customer credit by 21 days. Overall, WCR represents 61 days of revenue, i.e. 26 k€ to permanently finance.
25 949 €
0 j
21 j
0 j
61 j
Based on 62 transactions of similar company sales
in 2024,
the value of RENOUARD GROUP is estimated at
78 444 €
(range 26 900€ - 180 254€).
With an EBITDA of 21 043€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RENOUARD GROUP with other companies in the same sector:
The revenue of RENOUARD GROUP in 2024 is 153 k€.
Yes, RENOUARD GROUP generated a net profit of 9 k€ in 2024.
The headquarters of RENOUARD GROUP is located in SAINT-CAST-LE-GUILDO (22380), in the department Cotes-d'Armor.
The tax return of RENOUARD GROUP is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RENOUARD GROUP operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.