REGROUPEMENT ET DIFFUSION DE SAINT LUBIN : revenue, balance sheet and financial ratios

REGROUPEMENT ET DIFFUSION DE SAINT LUBIN is a French company founded 41 years ago, specialized in the sector Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau. Based in SAINT-LUBIN-DE-LA-HAYE (28410), this company of category PME shows in 2025 a revenue of 42.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - REGROUPEMENT ET DIFFUSION DE SAINT LUBIN (SIREN 330801838)
Indicator 2025 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 42 416 250 € 41 336 842 € 45 577 882 € 43 253 210 € 36 609 682 € 44 789 707 € 47 661 528 € 45 393 255 € 43 241 196 €
Net income 2 064 336 € 1 432 377 € 2 144 050 € 2 226 868 € 1 215 243 € 1 834 806 € 1 135 735 € 1 696 770 € 2 274 982 €
EBITDA 2 431 753 € 1 815 490 € 4 230 645 € 3 366 706 € 2 069 490 € 3 336 365 € 2 409 512 € 2 932 268 € 2 400 306 €
Net margin 4.9% 3.5% 4.7% 5.1% 3.3% 4.1% 2.4% 3.7% 5.3%

Revenue and income statement

In 2025, REGROUPEMENT ET DIFFUSION DE SAINT LUBIN achieves revenue of 42.4 M€. Activity remains stable over the period (CAGR: -0.2%). Vs 2023: +3%. After deducting consumption (1.5 M€), gross margin stands at 40.9 M€, i.e. a rate of 96%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2.4 M€, representing 5.7% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.1 M€, i.e. 4.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

42 416 250 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

40 873 253 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

2 431 753 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

2 273 852 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

2 064 336 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

5.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 51%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 40%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

51.362%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

39.668%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.83%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.401

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

17.1%

Solvency indicators evolution
REGROUPEMENT ET DIFFUSION DE SAINT LUBIN

Sector positioning

Debt ratio
51.36 2025
2022
2023
2025
Q1: 0.26
Med: 12.33
Q3: 49.62
Average +8 pts over 3 years

In 2025, the debt ratio of REGROUPEMENT ET DIFFUSION... (51.36) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
39.67% 2025
2022
2023
2025
Q1: 4.09%
Med: 39.48%
Q3: 66.1%
Good

In 2025, the financial autonomy of REGROUPEMENT ET DIFFUSION... (39.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.4 years 2025
2022
2023
2025
Q1: 0.0 years
Med: 0.05 years
Q3: 1.6 years
Watch

In 2025, the repayment capacity of REGROUPEMENT ET DIFFUSION... (2.40) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 166.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 19.3x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

166.806

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

19.282

Liquidity indicators evolution
REGROUPEMENT ET DIFFUSION DE SAINT LUBIN

Sector positioning

Liquidity ratio
166.81 2025
2022
2023
2025
Q1: 130.05
Med: 248.47
Q3: 516.48
Average

In 2025, the liquidity ratio of REGROUPEMENT ET DIFFUSION... (166.81) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
19.28x 2025
2022
2023
2025
Q1: 0.0x
Med: 0.0x
Q3: 2.5x
Excellent

In 2025, the interest coverage of REGROUPEMENT ET DIFFUSION... (19.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 35 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 38 days. Favorable situation: supplier credit is longer than customer credit by 3 days. Inventory turnover is 3 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 29 days of revenue, i.e. 3.4 M€ to permanently finance. Over 2016-2025, WCR increased by +150%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

3 374 637 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

35 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

38 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

3 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

29 j

WCR and payment terms evolution
REGROUPEMENT ET DIFFUSION DE SAINT LUBIN

Positioning of REGROUPEMENT ET DIFFUSION DE SAINT LUBIN in its sector

Comparison with sector Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (41 transactions). This range of 3 450 774€ to 14 576 647€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
3450k€ 6193k€ 14576k€
6 193 738 € Range: 3 450 774€ - 14 576 647€
NAF 5 all-time

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 41 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau)

Compare REGROUPEMENT ET DIFFUSION DE SAINT LUBIN with other companies in the same sector:

Voir toutes les statistiques du secteur Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau

Frequently asked questions about REGROUPEMENT ET DIFFUSION DE SAINT LUBIN

What is the revenue of REGROUPEMENT ET DIFFUSION DE SAINT LUBIN ?

The revenue of REGROUPEMENT ET DIFFUSION DE SAINT LUBIN in 2025 is 42.4 M€.

Is REGROUPEMENT ET DIFFUSION DE SAINT LUBIN profitable?

Yes, REGROUPEMENT ET DIFFUSION DE SAINT LUBIN generated a net profit of 2.1 M€ in 2025.

Where is the headquarters of REGROUPEMENT ET DIFFUSION DE SAINT LUBIN ?

The headquarters of REGROUPEMENT ET DIFFUSION DE SAINT LUBIN is located in SAINT-LUBIN-DE-LA-HAYE (28410), in the department Eure-et-Loir.

Where to find the tax return of REGROUPEMENT ET DIFFUSION DE SAINT LUBIN ?

The tax return of REGROUPEMENT ET DIFFUSION DE SAINT LUBIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does REGROUPEMENT ET DIFFUSION DE SAINT LUBIN operate?

REGROUPEMENT ET DIFFUSION DE SAINT LUBIN operates in the sector Photocopie, préparation de documents et autres activités spécialisées de soutien de bureau (NAF code 82.19Z). See the 'Sector positioning' section above to compare the company with its competitors.