SIREN : 878918168
REGENCY FINANCES 4 is a French company founded 6 years ago, specialized in the sector Services administratifs combinés de bureau. Based in LYON (69002), this company of category PME shows in 2023 a revenue of 5 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|
| Revenue | 5 000 € | 3 000 € | 5 000 € | 5 000 € |
| Net income | 7 778 € | 6 825 € | 3 284 € | 15 € |
| EBITDA | 3 094 € | 1 430 € | 2 199 € | 18 € |
| Net margin | 155.6% | 227.5% | 65.7% | 0.3% |
In 2023, REGENCY FINANCES 4 achieves revenue of 5 k€. Activity remains stable over the period (CAGR: 0.0%). Vs 2022, growth of +67% (3 k€ -> 5 k€). After deducting consumption (0 €), gross margin stands at 5 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 61.9% of revenue. Positive scissor effect: EBITDA margin improves by +14.2 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 8 k€, i.e. 155.6% of revenue. This profit can be retained or distributed to shareholders.
5 000 €
5 000 €
3 094 €
3 094 €
7 778 €
61.9%
The debt ratio (= Financial debt / Equity x 100) stands at 7817%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 109.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 155.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
7817.307%
1.254%
155.56%
109.581
In 2023, the debt ratio of REGENCY FINANCES 4 (7817.31) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of REGENCY FINANCES 4 (1.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of REGENCY FINANCES 4 (109.58) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 247.23. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1781.6x. Operating income very largely covers interest expenses: high safety margin.
247.226
1781.642
In 2023, the liquidity ratio of REGENCY FINANCES 4 (247.23) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of REGENCY FINANCES 4 (1781.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 786 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 302 days. The gap of 484 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 755 days of revenue, i.e. 10 k€ to permanently finance. Over 2020-2023, WCR increased by +74%, requiring additional financing.
10 480 €
786 j
302 j
0 j
755 j
Indicative estimate only : the number of comparable transactions in this sector is limited (27 transactions). This range of 3 122€ to 28 855€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 27 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare REGENCY FINANCES 4 with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of REGENCY FINANCES 4 in 2023 is 5 k€.
Yes, REGENCY FINANCES 4 generated a net profit of 8 k€ in 2023.
The headquarters of REGENCY FINANCES 4 is located in LYON (69002), in the department Rhone.
The tax return of REGENCY FINANCES 4 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
REGENCY FINANCES 4 operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.