SIREN : 490153699
REAFINANCE is a French company founded 20 years ago, specialized in the sector Activités des sociétés holding. Based in BAZOUGERS (53170), this company of category PME shows in 2024 a revenue of 506 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 506 500 € | 506 500 € | 525 500 € | 303 312 € | 540 000 € | 520 800 € | 445 000 € | N/C | N/C |
| Net income | 111 927 € | 438 823 € | 52 850 € | -157 740 € | 86 732 € | 170 947 € | 63 853 € | 165 550 € | 43 436 € |
| EBITDA | -69 254 € | -60 587 € | 6 868 € | -173 723 € | 27 926 € | -22 076 € | -24 502 € | N/C | N/C |
| Net margin | 22.1% | 86.6% | 10.1% | -52.0% | 16.1% | 32.8% | 14.3% | N/C | N/C |
In 2024, REAFINANCE achieves revenue of 506 k€. Revenue is growing positively over 9 years (CAGR: +2.2%). Slight decline of 0% vs 2023. After deducting consumption (0 €), gross margin stands at 506 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -69 k€, representing -13.7% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 112 k€, i.e. 22.1% of revenue. This profit can be retained or distributed to shareholders.
506 500 €
506 500 €
-69 254 €
-64 795 €
111 927 €
-13.7%
The debt ratio (= Financial debt / Equity x 100) stands at 24%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 78%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 21.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
24.472%
77.514%
21.22%
6.838
In 2024, the debt ratio of REAFINANCE (24.47) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of REAFINANCE (77.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of REAFINANCE (6.84) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 184.86. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
184.857
-43.449
In 2024, the liquidity ratio of REAFINANCE (184.86) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of REAFINANCE (-43.5x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 41 days. Excellent situation: suppliers finance 41 days of the operating cycle (retail model). Overall, WCR represents 90 days of revenue, i.e. 126 k€ to permanently finance.
126 093 €
0 j
41 j
0 j
90 j
Based on 54 transactions of similar company sales
in 2024,
the value of REAFINANCE is estimated at
244 291 €
(range 153 003€ - 547 080€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare REAFINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of REAFINANCE in 2024 is 506 k€.
Yes, REAFINANCE generated a net profit of 112 k€ in 2024.
The headquarters of REAFINANCE is located in BAZOUGERS (53170), in the department Mayenne.
The tax return of REAFINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
REAFINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.