SIREN : 451363394
RD FINANCES is a French company founded 22 years ago, specialized in the sector Activités des sociétés holding. Based in LYON (69005), this company of category PME shows in 2024 a revenue of 252 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 252 000 € | 252 000 € | 168 000 € | N/C | N/C | N/C | N/C | N/C |
| Net income | 671 337 € | 598 012 € | 446 269 € | 244 587 € | 64 696 € | 467 994 € | 470 735 € | 450 150 € |
| EBITDA | 87 824 € | 84 938 € | 25 150 € | -15 136 € | -11 999 € | -12 577 € | -12 533 € | -12 363 € |
| Net margin | 266.4% | 237.3% | 265.6% | N/C | N/C | N/C | N/C | N/C |
In 2024, RD FINANCES achieves revenue of 252 k€. Over the period 2022-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +22.5%. Slight decline of 0% vs 2023. After deducting consumption (0 €), gross margin stands at 252 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 88 k€, representing 34.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 671 k€, i.e. 266.4% of revenue. This profit can be retained or distributed to shareholders.
252 000 €
252 000 €
87 824 €
87 824 €
671 337 €
34.9%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 2%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 266.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1.934%
1.74%
266.404%
0.008
In 2024, the debt ratio of RD FINANCES (1.93) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of RD FINANCES (1.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of RD FINANCES (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 243.53. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
243.535
0.063
In 2024, the liquidity ratio of RD FINANCES (243.53) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of RD FINANCES (0.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 324 days. Excellent situation: suppliers finance 324 days of the operating cycle (retail model). Overall, WCR represents 99 days of revenue, i.e. 69 k€ to permanently finance.
69 217 €
0 j
324 j
0 j
99 j
Based on 54 transactions of similar company sales
in 2024,
the value of RD FINANCES is estimated at
452 888 €
(range 188 659€ - 1 421 630€).
With an EBITDA of 87 824€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RD FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of RD FINANCES in 2024 is 252 k€.
Yes, RD FINANCES generated a net profit of 671 k€ in 2024.
The headquarters of RD FINANCES is located in LYON (69005), in the department Rhone.
The tax return of RD FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RD FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.