SIREN : 421553363
RD FINANCES is a French company founded 27 years ago, specialized in the sector Activités des sociétés holding. Based in RENNES (35000), this company of category PME shows in 2024 a revenue of 15 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 15 106 € | 9 691 € | 9 691 € | 9 690 € | 9 691 € | 155 491 € | 155 191 € |
| Net income | 209 919 € | 73 336 € | 75 038 € | 18 276 € | 439 007 € | 161 898 € | 106 181 € |
| EBITDA | -129 185 € | -99 866 € | -102 107 € | -120 033 € | -84 641 € | -53 917 € | -21 415 € |
| Net margin | 1389.6% | 756.7% | 774.3% | 188.6% | 4530.0% | 104.1% | 68.4% |
In 2024, RD FINANCES achieves revenue of 15 k€. Revenue is declining over the period 2016-2024 (CAGR: -25.3%). Vs 2021, growth of +56% (10 k€ -> 15 k€). After deducting consumption (0 €), gross margin stands at 15 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -129 k€, representing -855.2% of revenue. Positive scissor effect: EBITDA margin improves by +175.3 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 210 k€, i.e. 1389.6% of revenue. This profit can be retained or distributed to shareholders.
15 106 €
15 106 €
-129 185 €
-130 453 €
209 919 €
-855.2%
The debt ratio (= Financial debt / Equity x 100) stands at 11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 89%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 1398.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
11.375%
89.484%
1398.06%
4.192
56.1%
In 2024, the debt ratio of RD FINANCES (11.38) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of RD FINANCES (89.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of RD FINANCES (4.19) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 23906.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
23906.199
-0.325
In 2024, the liquidity ratio of RD FINANCES (23906.20) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of RD FINANCES (-0.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 10 days. Favorable situation: supplier credit is longer than customer credit by 10 days. Overall, WCR represents 45879 days of revenue, i.e. 1.9 M€ to permanently finance. Over 2016-2024, WCR increased by +207%, requiring additional financing.
1 925 140 €
0 j
10 j
0 j
45879 j
Based on 54 transactions of similar company sales
in 2024,
the value of RD FINANCES is estimated at
127 925 €
(range 81 505€ - 633 452€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RD FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of RD FINANCES in 2024 is 15 k€.
Yes, RD FINANCES generated a net profit of 210 k€ in 2024.
The headquarters of RD FINANCES is located in RENNES (35000), in the department Ille-et-Vilaine.
The tax return of RD FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RD FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.