SIREN : 915345029
RD BY MD is a French company founded 3 years ago, specialized in the sector Gestion de fonds. Based in MOUVAUX (59420), this company of category PME shows in 2025 a revenue of 106 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2023 |
|---|---|---|
| Revenue | 106 000 € | 108 000 € |
| Net income | 186 807 € | -4 960 € |
| EBITDA | 3 141 € | 10 552 € |
| Net margin | 176.2% | -4.6% |
In 2025, RD BY MD achieves revenue of 106 k€. Slight decline of -2% vs 2023. After deducting consumption (0 €), gross margin stands at 106 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 3.0% of revenue. Warning negative scissor effect: despite revenue change (-2%), EBITDA varies by -70%, reducing margin by 6.8 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 187 k€, i.e. 176.2% of revenue. This profit can be retained or distributed to shareholders.
106 000 €
106 000 €
3 141 €
-6 249 €
186 807 €
3.0%
The debt ratio (= Financial debt / Equity x 100) stands at 52%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 65%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 191.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
51.945%
64.825%
191.551%
1.297
56.4%
In 2025, the debt ratio of RD BY MD (51.95) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of RD BY MD (64.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of RD BY MD (1.30) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 916.74. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 141.0x. Operating income very largely covers interest expenses: high safety margin.
916.739
141.006
In 2025, the liquidity ratio of RD BY MD (916.74) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of RD BY MD (141.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 31 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The gap of 31 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-63 days): operations structurally generate cash.
-18 461 €
31 j
0 j
0 j
-63 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 53 219€ to 341 138€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RD BY MD with other companies in the same sector:
The revenue of RD BY MD in 2025 is 106 k€.
Yes, RD BY MD generated a net profit of 187 k€ in 2025.
The headquarters of RD BY MD is located in MOUVAUX (59420), in the department Nord.
The tax return of RD BY MD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RD BY MD operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.