Employees: 03 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2007-12-17 (18 years)Status: ActiveBusiness sector: Commerce de détail d'habillement en magasin spécialiséLocation: VICHY (03200), Allier
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
RCLC : revenue, balance sheet and financial ratios
RCLC is a French company
founded 18 years ago,
specialized in the sector Commerce de détail d'habillement en magasin spécialisé.
Based in VICHY (03200),
this company of category PME
shows in 2017 a revenue of 772 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2025, RCLC records a net loss of 2 k€. This deficit will reduce equity on the balance sheet.
Net income (2025)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-2 013 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 23%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 58%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2025)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
22.734%
Financial autonomy (2025)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
57.557%
Asset age ratio (2025)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2019
2020
2021
2022
2023
2025
Debt ratio
120.374
83.266
66.073
45.691
18.724
17.506
35.848
22.734
Financial autonomy
27.967
32.931
38.693
42.441
50.663
54.427
57.858
57.557
Repayment capacity
2.35
None
None
None
None
None
None
None
Cash flow / Revenue
13.878%
None%
None%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
22.732025
2022
2023
2025
Q1: 2.38
Med: 23.1
Q3: 81.62
Good+14 pts over 3 years
In 2025, the debt ratio of RCLC (22.73) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
57.56%2025
2022
2023
2025
Q1: 13.16%
Med: 41.83%
Q3: 65.16%
Good
In 2025, the financial autonomy of RCLC (57.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 210.40. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
210.4
Liquidity indicators evolution RCLC
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
2018
2019
2020
2021
2022
2023
2025
Liquidity ratio
149.502
151.402
160.079
146.972
165.523
172.146
236.788
210.4
Interest coverage
5.558
None
None
None
None
None
None
None
Sector positioning
Liquidity ratio
210.42025
2022
2023
2025
Q1: 124.91
Med: 218.23
Q3: 398.1
Average+8 pts over 3 years
In 2025, the liquidity ratio of RCLC (210.40) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution RCLC
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2019
2020
2021
2022
2023
2025
Operating WCR
134 834 €
0 €
0 €
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
90
0
0
0
0
0
0
0
Customer payment term (days)
0
0
0
0
0
0
0
0
Supplier payment term (days)
155
0
0
0
0
0
0
0
Positioning of RCLC in its sector
Comparison with sector Commerce de détail d'habillement en magasin spécialisé
Similar companies (Commerce de détail d'habillement en magasin spécialisé)
Compare RCLC with other companies in the same sector:
The headquarters of RCLC is located in VICHY (03200), in the department Allier.
Where to find the tax return of RCLC ?
The tax return of RCLC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does RCLC operate?
RCLC operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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