RC CHANGE-NUMISMATIQUE : revenue, balance sheet and financial ratios

RC CHANGE-NUMISMATIQUE is a French company founded 21 years ago, specialized in the sector Autres commerces de détail spécialisés divers. Based in SAINT-ETIENNE (42000), this company of category PME shows in 2020 a revenue of 358 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - RC CHANGE-NUMISMATIQUE (SIREN 479107674)
Indicator 2025 2024 2023 2022 2020 2019 2018 2017
Revenue N/C N/C N/C N/C 358 282 € 145 650 € 154 146 € 233 901 €
Net income 40 144 € 55 921 € -21 397 € 301 627 € -9 079 € 15 167 € 17 098 € 44 667 €
EBITDA N/C N/C N/C N/C 5 258 € 26 975 € 31 885 € -1 713 €
Net margin N/C N/C N/C N/C -2.5% 10.4% 11.1% 19.1%

Revenue and income statement

In 2025, RC CHANGE-NUMISMATIQUE generates positive net income of 40 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2025: 45 k€ -> 40 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

40 144 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 97%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.721%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

96.785%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

31.3%

Solvency indicators evolution
RC CHANGE-NUMISMATIQUE

Sector positioning

Debt ratio
0.72 2025
2023
2024
2025
Q1: 2.28
Med: 17.74
Q3: 58.59
Excellent -24 pts over 3 years

In 2025, the debt ratio of RC CHANGE-NUMISMATIQUE (0.72) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
96.78% 2025
2023
2024
2025
Q1: 14.96%
Med: 44.15%
Q3: 66.96%
Excellent

In 2025, the financial autonomy of RC CHANGE-NUMISMATIQUE (96.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 3580.49. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

3580.493

Liquidity indicators evolution
RC CHANGE-NUMISMATIQUE

Sector positioning

Liquidity ratio
3580.49 2025
2023
2024
2025
Q1: 146.99
Med: 244.87
Q3: 415.18
Excellent

In 2025, the liquidity ratio of RC CHANGE-NUMISMATIQUE (3580.49) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
RC CHANGE-NUMISMATIQUE

Positioning of RC CHANGE-NUMISMATIQUE in its sector

Comparison with sector Autres commerces de détail spécialisés divers

Valuation estimate

Based on 83 transactions of similar company sales in 2025, the value of RC CHANGE-NUMISMATIQUE is estimated at 148 670 € (range 56 169€ - 219 025€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
83 tx
56k€ 148k€ 219k€
148 670 € Range: 56 169€ - 219 025€
NAF 5 année 2025

Valuation method used

Net Income Multiple
40 144 € × 3.7x = 148 670 €
Range: 56 170€ - 219 025€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 83 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres commerces de détail spécialisés divers)

Compare RC CHANGE-NUMISMATIQUE with other companies in the same sector:

Voir toutes les statistiques du secteur Autres commerces de détail spécialisés divers

Frequently asked questions about RC CHANGE-NUMISMATIQUE

What is the revenue of RC CHANGE-NUMISMATIQUE ?

The revenue of RC CHANGE-NUMISMATIQUE in 2020 is 358 k€.

Is RC CHANGE-NUMISMATIQUE profitable?

Yes, RC CHANGE-NUMISMATIQUE generated a net profit of 40 k€ in 2025.

Where is the headquarters of RC CHANGE-NUMISMATIQUE ?

The headquarters of RC CHANGE-NUMISMATIQUE is located in SAINT-ETIENNE (42000), in the department Loire.

Where to find the tax return of RC CHANGE-NUMISMATIQUE ?

The tax return of RC CHANGE-NUMISMATIQUE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does RC CHANGE-NUMISMATIQUE operate?

RC CHANGE-NUMISMATIQUE operates in the sector Autres commerces de détail spécialisés divers (NAF code 47.78C). See the 'Sector positioning' section above to compare the company with its competitors.