SIREN : 851336156
RAYMOND INVESTISSEMENTS is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in SANSSAC L'EGLISE (43320), this company of category PME shows in 2024 a revenue of 74 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 73 592 € | 99 167 € | 36 667 € | N/C | N/C |
| Net income | 26 779 € | 37 489 € | 80 303 € | -924 € | -1 752 € |
| EBITDA | -17 904 € | 10 618 € | 23 906 € | -924 € | -1 752 € |
| Net margin | 36.4% | 37.8% | 219.0% | N/C | N/C |
In 2024, RAYMOND INVESTISSEMENTS achieves revenue of 74 k€. Over the period 2022-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +41.7%. Significant drop of -26% vs 2023. After deducting consumption (0 €), gross margin stands at 74 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -18 k€, representing -24.3% of revenue. Warning negative scissor effect: despite revenue change (-26%), EBITDA varies by -269%, reducing margin by 35.0 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 27 k€, i.e. 36.4% of revenue. This profit can be retained or distributed to shareholders.
73 592 €
73 592 €
-17 904 €
-17 902 €
26 779 €
-24.3%
The debt ratio (= Financial debt / Equity x 100) stands at 11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 9%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 36.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
11.027%
9.47%
36.388%
0.0
In 2024, the debt ratio of RAYMOND INVESTISSEMENTS (11.03) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of RAYMOND INVESTISSEMENTS (9.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of RAYMOND INVESTISSEMENTS (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 342.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
342.202
0.0
In 2024, the liquidity ratio of RAYMOND INVESTISSEMENTS (342.20) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of RAYMOND INVESTISSEMENTS (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 248 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 117 days. The gap of 131 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 600 days of revenue, i.e. 123 k€ to permanently finance.
122 626 €
248 j
117 j
0 j
600 j
Based on 62 transactions of similar company sales
in 2024,
the value of RAYMOND INVESTISSEMENTS is estimated at
92 613 €
(range 29 433€ - 194 274€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RAYMOND INVESTISSEMENTS with other companies in the same sector:
The revenue of RAYMOND INVESTISSEMENTS in 2024 is 74 k€.
Yes, RAYMOND INVESTISSEMENTS generated a net profit of 27 k€ in 2024.
The headquarters of RAYMOND INVESTISSEMENTS is located in SANSSAC L'EGLISE (43320), in the department Haute-Loire.
The tax return of RAYMOND INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RAYMOND INVESTISSEMENTS operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.