SIREN : 803977065
RAYMOND INVEST is a French company founded 11 years ago, specialized in the sector Activités des sociétés holding. Based in SAINT-LAURENT-DU-BOIS (33540), this company of category ETI shows in 2020 a revenue of 632 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|
| Revenue | 632 003 € | 643 918 € | 657 347 € | 596 000 € |
| Net income | 370 588 € | 251 208 € | 655 242 € | 650 463 € |
| EBITDA | -267 802 € | -602 832 € | -346 119 € | -189 055 € |
| Net margin | 58.6% | 39.0% | 99.7% | 109.1% |
In 2020, RAYMOND INVEST achieves revenue of 632 k€. Revenue is growing positively over 4 years (CAGR: +2.0%). Slight decline of -2% vs 2019. After deducting consumption (83 k€), gross margin stands at 549 k€, i.e. a rate of 87%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -268 k€, representing -42.4% of revenue. Positive scissor effect: EBITDA margin improves by +51.2 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 371 k€, i.e. 58.6% of revenue. This profit can be retained or distributed to shareholders.
632 003 €
548 983 €
-267 802 €
-204 313 €
370 588 €
-42.4%
The debt ratio (= Financial debt / Equity x 100) stands at 19%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 66.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
19.222%
78.598%
66.475%
3.09
42.5%
In 2020, the debt ratio of RAYMOND INVEST (19.22) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of RAYMOND INVEST (78.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2020, the repayment capacity of RAYMOND INVEST (3.09) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 213.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
213.065
-5.789
In 2020, the liquidity ratio of RAYMOND INVEST (213.06) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of RAYMOND INVEST (-5.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 60 days. Excellent situation: suppliers finance 58 days of the operating cycle (retail model). Overall, WCR represents 453 days of revenue, i.e. 796 k€ to permanently finance. Notable WCR improvement over the period (-51%), freeing up cash.
796 103 €
2 j
60 j
0 j
453 j
Based on 71 transactions of similar company sales
in 2020,
the value of RAYMOND INVEST is estimated at
1 399 933 €
(range 383 304€ - 2 678 708€).
The price/revenue ratio is 0.60x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 71 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RAYMOND INVEST with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of RAYMOND INVEST in 2020 is 632 k€.
Yes, RAYMOND INVEST generated a net profit of 371 k€ in 2020.
The headquarters of RAYMOND INVEST is located in SAINT-LAURENT-DU-BOIS (33540), in the department Gironde.
The tax return of RAYMOND INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RAYMOND INVEST operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.