RAVON AUTOMOBILE : revenue, balance sheet and financial ratios

RAVON AUTOMOBILE is a French company founded 49 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in SAINT-GERMAIN-LAPRADE (43700), this company of category ETI shows in 2023 a revenue of 31.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - RAVON AUTOMOBILE (SIREN 309505592)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 31 482 830 € 26 504 784 € 27 855 793 € 22 585 027 € 28 291 290 € 27 564 649 € 27 348 189 € 24 768 372 €
Net income 1 037 025 € 668 130 € 434 110 € 111 701 € 301 845 € 338 676 € 197 333 € 233 474 €
EBITDA 1 065 582 € 772 142 € 612 705 € 214 362 € 633 509 € 530 112 € 500 650 € 535 853 €
Net margin 3.3% 2.5% 1.6% 0.5% 1.1% 1.2% 0.7% 0.9%

Revenue and income statement

In 2023, RAVON AUTOMOBILE achieves revenue of 31.5 M€. Revenue is growing positively over 8 years (CAGR: +3.5%). Vs 2022, growth of +19% (26.5 M€ -> 31.5 M€). After deducting consumption (26.0 M€), gross margin stands at 5.4 M€, i.e. a rate of 17%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.1 M€, representing 3.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.0 M€, i.e. 3.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

31 482 830 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

5 445 275 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

1 065 582 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

1 409 435 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 037 025 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

3.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 67%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.9 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 2.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

67.496%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

35.295%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2.179%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

3.881

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

6.6%

Solvency indicators evolution
RAVON AUTOMOBILE

Sector positioning

Debt ratio
67.5 2023
2021
2022
2023
Q1: 5.33
Med: 46.56
Q3: 142.38
Average

In 2023, the debt ratio of RAVON AUTOMOBILE (67.50) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
35.3% 2023
2021
2022
2023
Q1: 10.96%
Med: 26.91%
Q3: 51.24%
Good +12 pts over 3 years

In 2023, the financial autonomy of RAVON AUTOMOBILE (35.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
3.88 years 2023
2021
2022
2023
Q1: 0.0 years
Med: 0.51 years
Q3: 4.09 years
Average

In 2023, the repayment capacity of RAVON AUTOMOBILE (3.88) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 255.18. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 6.7x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

255.18

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

6.655

Liquidity indicators evolution
RAVON AUTOMOBILE

Sector positioning

Liquidity ratio
255.18 2023
2021
2022
2023
Q1: 135.08
Med: 203.8
Q3: 381.44
Good +6 pts over 3 years

In 2023, the liquidity ratio of RAVON AUTOMOBILE (255.18) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
6.66x 2023
2021
2022
2023
Q1: 0.0x
Med: 2.09x
Q3: 18.92x
Good +23 pts over 3 years

In 2023, the interest coverage of RAVON AUTOMOBILE (6.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 19 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 36 days. Favorable situation: supplier credit is longer than customer credit by 17 days. Inventory turnover is 74 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 101 days of revenue, i.e. 8.8 M€ to permanently finance. Over 2016-2023, WCR increased by +51%, requiring additional financing.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

8 789 376 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

19 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

36 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

74 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

101 j

WCR and payment terms evolution
RAVON AUTOMOBILE

Positioning of RAVON AUTOMOBILE in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 149 transactions of similar company sales in 2023, the value of RAVON AUTOMOBILE is estimated at 2 332 037 € (range 952 569€ - 5 524 244€). With an EBITDA of 1 065 582€, the sector multiple of 1.3x is applied. The price/revenue ratio is 0.13x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
149 transactions
952k€ 2332k€ 5524k€
2 332 037 € Range: 952 569€ - 5 524 244€
NAF 5 année 2023

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
1 065 582 € × 1.3x
Estimation 1 415 222 €
354 295€ - 3 617 151€
Revenue Multiple 30%
31 482 830 € × 0.13x
Estimation 3 987 724 €
2 228 267€ - 9 844 107€
Net Income Multiple 20%
1 037 025 € × 2.1x
Estimation 2 140 547 €
534 709€ - 3 812 184€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 149 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare RAVON AUTOMOBILE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about RAVON AUTOMOBILE

What is the revenue of RAVON AUTOMOBILE ?

The revenue of RAVON AUTOMOBILE in 2023 is 31.5 M€.

Is RAVON AUTOMOBILE profitable?

Yes, RAVON AUTOMOBILE generated a net profit of 1.0 M€ in 2023.

Where is the headquarters of RAVON AUTOMOBILE ?

The headquarters of RAVON AUTOMOBILE is located in SAINT-GERMAIN-LAPRADE (43700), in the department Haute-Loire.

Where to find the tax return of RAVON AUTOMOBILE ?

The tax return of RAVON AUTOMOBILE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does RAVON AUTOMOBILE operate?

RAVON AUTOMOBILE operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.