SIREN : 490838661
RAUFIE ET FILS is a French company founded 19 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SAINT-CYR-L'ECOLE (78210), this company of category PME shows in 2024 a revenue of 311 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 311 310 € | N/C | 265 685 € | 274 052 € | 259 366 € | 256 002 € | 252 419 € | 254 052 € | 282 319 € | 264 549 € |
| Net income | 67 298 € | 36 062 € | 41 688 € | 49 469 € | 46 127 € | 38 630 € | 16 115 € | 17 305 € | 61 586 € | 26 484 € |
| EBITDA | 95 613 € | N/C | 64 058 € | 79 623 € | 70 214 € | 62 129 € | 41 400 € | 42 227 € | 89 969 € | 51 857 € |
| Net margin | 21.6% | N/C | 15.7% | 18.1% | 17.8% | 15.1% | 6.4% | 6.8% | 21.8% | 10.0% |
In 2024, RAUFIE ET FILS achieves revenue of 311 k€. Revenue is growing positively over 10 years (CAGR: +1.8%). After deducting consumption (7 k€), gross margin stands at 304 k€, i.e. a rate of 98%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 96 k€, representing 30.7% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 67 k€, i.e. 21.6% of revenue. This profit can be retained or distributed to shareholders.
311 310 €
304 311 €
95 613 €
69 015 €
67 298 €
30.7%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 81%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 22.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
80.639%
22.067%
0.0
12.8%
In 2024, the debt ratio of RAUFIE ET FILS (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of RAUFIE ET FILS (80.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of RAUFIE ET FILS (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 482.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
482.887
0.0
In 2024, the liquidity ratio of RAUFIE ET FILS (482.89) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of RAUFIE ET FILS (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1 days. Favorable situation: supplier credit is longer than customer credit by 1 days. WCR is negative (-2 days): operations structurally generate cash. Over 2015-2024, WCR increased by +85%, requiring additional financing.
-2 042 €
0 j
1 j
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Based on 193 transactions of similar company sales (all years), the value of RAUFIE ET FILS is estimated at 176 718 € (range 53 349€ - 589 753€). With an EBITDA of 95 613€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RAUFIE ET FILS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of RAUFIE ET FILS in 2024 is 311 k€.
Yes, RAUFIE ET FILS generated a net profit of 67 k€ in 2024.
The headquarters of RAUFIE ET FILS is located in SAINT-CYR-L'ECOLE (78210), in the department Yvelines.
The tax return of RAUFIE ET FILS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RAUFIE ET FILS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.