SIREN : 404242802
RAMC is a French company founded 30 years ago, specialized in the sector Construction de maisons individuelles. Based in RENNEMOULIN (78590), this company of category PME shows in 2020 a revenue of 270 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 |
|---|---|---|---|
| Revenue | 269 648 € | 186 906 € | 171 758 € |
| Net income | 18 738 € | 14 936 € | -7 774 € |
| EBITDA | 19 546 € | 17 831 € | -6 926 € |
| Net margin | 6.9% | 8.0% | -4.5% |
In 2020, RAMC achieves revenue of 270 k€. Over the period 2018-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +25.3%. Vs 2019, growth of +44% (187 k€ -> 270 k€). After deducting consumption (67 k€), gross margin stands at 203 k€, i.e. a rate of 75%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 20 k€, representing 7.2% of revenue. Warning negative scissor effect: despite revenue change (+44%), EBITDA varies by +10%, reducing margin by 2.3 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 19 k€, i.e. 6.9% of revenue. This profit can be retained or distributed to shareholders.
269 648 €
202 627 €
19 546 €
19 539 €
18 738 €
7.2%
The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 24%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 6.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
6.318%
23.844%
6.945%
0.071
12.8%
In 2020, the debt ratio of RAMC (6.32) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2020, the financial autonomy of RAMC (23.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2020, the repayment capacity of RAMC (0.07) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 224.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.5x. Financial charges are adequately covered by operations.
224.0
3.453
In 2020, the liquidity ratio of RAMC (224.00) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2020, the interest coverage of RAMC (3.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 15 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 36 days. Favorable situation: supplier credit is longer than customer credit by 21 days. Inventory turnover is 1 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-44 days): operations structurally generate cash. Notable WCR improvement over the period (-744%), freeing up cash.
-32 778 €
15 j
36 j
1 j
-44 j
Based on 113 transactions of similar company sales (all years), the value of RAMC is estimated at 53 858 € (range 22 784€ - 114 208€). With an EBITDA of 19 546€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RAMC with other companies in the same sector:
Voir toutes les statistiques du secteur Construction de maisons individuelles
The revenue of RAMC in 2020 is 270 k€.
Yes, RAMC generated a net profit of 19 k€ in 2020.
The headquarters of RAMC is located in RENNEMOULIN (78590), in the department Yvelines.
The tax return of RAMC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RAMC operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.