SIREN : 953921160
RAFAM is a French company founded 2 years ago, specialized in the sector Gestion de fonds. Based in CORBAS (69960), this company of category PME shows in 2024 a revenue of 704 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 |
|---|---|---|
| Revenue | 704 500 € | 127 800 € |
| Net income | 241 375 € | 1 827 999 € |
| EBITDA | 509 623 € | 39 494 € |
| Net margin | 34.3% | 1430.4% |
In 2024, RAFAM achieves revenue of 704 k€. Vs 2023, growth of +451% (128 k€ -> 704 k€). After deducting consumption (0 €), gross margin stands at 704 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 510 k€, representing 72.3% of revenue. Positive scissor effect: EBITDA margin improves by +41.4 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 241 k€, i.e. 34.3% of revenue. This profit can be retained or distributed to shareholders.
704 500 €
704 500 €
509 623 €
509 624 €
241 375 €
72.3%
The debt ratio (= Financial debt / Equity x 100) stands at 99%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 48%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 17.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 34.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
98.799%
47.973%
34.618%
17.001
In 2024, the debt ratio of RAFAM (98.80) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of RAFAM (48.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of RAFAM (17.00) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 208.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 37.9x. Operating income very largely covers interest expenses: high safety margin.
208.745
37.852
In 2024, the liquidity ratio of RAFAM (208.75) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of RAFAM (37.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 173 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 114 days. The gap of 59 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 128 days of revenue, i.e. 251 k€ to permanently finance.
251 429 €
173 j
114 j
0 j
128 j
Based on 62 transactions of similar company sales
in 2024,
the value of RAFAM is estimated at
1 643 669 €
(range 514 825€ - 3 638 120€).
With an EBITDA of 509 623€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare RAFAM with other companies in the same sector:
The revenue of RAFAM in 2024 is 704 k€.
Yes, RAFAM generated a net profit of 241 k€ in 2024.
The headquarters of RAFAM is located in CORBAS (69960), in the department Rhone.
The tax return of RAFAM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
RAFAM operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.