SIREN : 420588196
R T is a French company founded 27 years ago, specialized in the sector Gestion de fonds. Based in BELLEGARDE-EN-FOREZ (42210), this company of category PME shows in 2025 a revenue of 513 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 512 830 € | 503 834 € | 487 394 € | 568 454 € | 509 767 € | 502 941 € | 564 390 € | 575 759 € | 574 826 € |
| Net income | 33 950 € | 23 015 € | 42 969 € | 224 052 € | 125 460 € | 1 415 € | 61 769 € | 40 862 € | 48 145 € |
| EBITDA | 3 409 € | 6 824 € | 25 464 € | 152 077 € | 85 621 € | 53 032 € | 68 835 € | 35 412 € | 50 953 € |
| Net margin | 6.6% | 4.6% | 8.8% | 39.4% | 24.6% | 0.3% | 10.9% | 7.1% | 8.4% |
In 2025, R T achieves revenue of 513 k€. Activity remains stable over the period (CAGR: -1.4%). Vs 2024: +2%. After deducting consumption (0 €), gross margin stands at 513 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 0.7% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 34 k€, i.e. 6.6% of revenue. This profit can be retained or distributed to shareholders.
512 830 €
512 830 €
3 409 €
5 647 €
33 950 €
0.7%
The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 6.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
9.603%
86.081%
6.185%
4.215
99.2%
In 2025, the debt ratio of R T (9.60) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of R T (86.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of R T (4.21) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 806.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 97.2x. Operating income very largely covers interest expenses: high safety margin.
806.058
97.155
In 2025, the liquidity ratio of R T (806.06) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of R T (97.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 49 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 82 days. Excellent situation: suppliers finance 33 days of the operating cycle (retail model). Overall, WCR represents 428 days of revenue, i.e. 609 k€ to permanently finance. Over 2017-2025, WCR increased by +642%, requiring additional financing.
609 006 €
49 j
82 j
0 j
428 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 29 805€ to 333 589€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare R T with other companies in the same sector:
The revenue of R T in 2025 is 513 k€.
Yes, R T generated a net profit of 34 k€ in 2025.
The headquarters of R T is located in BELLEGARDE-EN-FOREZ (42210), in the department Loire.
The tax return of R T is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
R T operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.