SIREN : 443618681
QUITTE FINANCES is a French company founded 23 years ago, specialized in the sector Activités des sociétés holding. Based in NIORT (79000), this company of category PME shows in 2025 a revenue of 496 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 495 693 € | 551 126 € | 510 556 € | 450 320 € | 404 754 € | 389 321 € | 342 445 € | 245 892 € | 152 127 € | 167 723 € |
| Net income | 274 332 € | 269 732 € | 1 038 207 € | 116 073 € | 117 271 € | 119 121 € | 34 796 € | 58 206 € | 29 043 € | -9 725 € |
| EBITDA | 308 514 € | 278 550 € | 315 532 € | 270 461 € | 217 441 € | 203 734 € | 129 122 € | 9 651 € | 38 224 € | 52 687 € |
| Net margin | 55.3% | 48.9% | 203.3% | 25.8% | 29.0% | 30.6% | 10.2% | 23.7% | 19.1% | -5.8% |
In 2025, QUITTE FINANCES achieves revenue of 496 k€. Over the period 2016-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +12.8%. Significant drop of -10% vs 2024. After deducting consumption (0 €), gross margin stands at 496 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 309 k€, representing 62.2% of revenue. Positive scissor effect: EBITDA margin improves by +11.7 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 274 k€, i.e. 55.3% of revenue. This profit can be retained or distributed to shareholders.
495 693 €
495 693 €
308 514 €
163 218 €
274 332 €
62.2%
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 89%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 84.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
4.648%
89.316%
84.433%
0.589
68.5%
In 2025, the debt ratio of QUITTE FINANCES (4.65) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of QUITTE FINANCES (89.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of QUITTE FINANCES (0.59) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 409.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.5x. Danger: operating income does not cover interest charges, unsustainable situation.
409.28
0.533
In 2025, the liquidity ratio of QUITTE FINANCES (409.28) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of QUITTE FINANCES (0.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 48 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 29 days. The company must finance 19 days of gap between collections and payments. WCR is negative (-209 days): operations structurally generate cash. Notable WCR improvement over the period (-5389%), freeing up cash.
-287 898 €
48 j
29 j
0 j
-209 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 189 411€ to 1 720 963€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare QUITTE FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of QUITTE FINANCES in 2025 is 496 k€.
Yes, QUITTE FINANCES generated a net profit of 274 k€ in 2025.
The headquarters of QUITTE FINANCES is located in NIORT (79000), in the department Deux-Sevres.
The tax return of QUITTE FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
QUITTE FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.