SIREN : 889502431
QUALI-ASSUR is a French company founded 5 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LE CASTELLET (83330), this company of category PME shows in 2024 a revenue of 233 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Revenue | 232 895 € | 379 333 € | 338 258 € | 60 921 € |
| Net income | -235 € | 22 949 € | 1 753 € | 5 815 € |
| EBITDA | 1 085 € | -38 212 € | 2 812 € | 6 841 € |
| Net margin | -0.1% | 6.0% | 0.5% | 9.5% |
In 2024, QUALI-ASSUR achieves revenue of 233 k€. Over the period 2021-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +56.4%. Significant drop of -39% vs 2023. After deducting consumption (0 €), gross margin stands at 233 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1 k€, representing 0.5% of revenue. Positive scissor effect: EBITDA margin improves by +10.5 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -235 € (-0.1% of revenue), which will impact equity.
232 895 €
232 895 €
1 085 €
1 085 €
-235 €
0.5%
The debt ratio (= Financial debt / Equity x 100) stands at 78%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory.
77.782%
29.996%
-0.101%
-86.987
In 2024, the debt ratio of QUALI-ASSUR (77.78) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of QUALI-ASSUR (30.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of QUALI-ASSUR (-86.99) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 318.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 121.7x. Operating income very largely covers interest expenses: high safety margin.
318.057
121.659
In 2024, the liquidity ratio of QUALI-ASSUR (318.06) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of QUALI-ASSUR (121.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 22 days. Favorable situation: supplier credit is longer than customer credit by 22 days. Overall, WCR represents 72 days of revenue, i.e. 47 k€ to permanently finance. Over 2021-2024, WCR increased by +444%, requiring additional financing.
46 723 €
0 j
22 j
0 j
72 j
Based on 193 transactions of similar company sales (all years), the value of QUALI-ASSUR is estimated at 86 621 € (range 24 139€ - 163 765€). With an EBITDA of 1 085€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare QUALI-ASSUR with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of QUALI-ASSUR in 2024 is 233 k€.
QUALI-ASSUR recorded a net loss in 2024.
The headquarters of QUALI-ASSUR is located in LE CASTELLET (83330), in the department Var.
The tax return of QUALI-ASSUR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
QUALI-ASSUR operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.