Employees: NN (None)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2020-08-19 (5 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: CHAILLES (41120), Loir-et-Cher
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
QM PATRIMOINE : revenue, balance sheet and financial ratios
QM PATRIMOINE is a French company
founded 5 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in CHAILLES (41120),
this company of category PME
shows in 2021 a net income positive of 12 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - QM PATRIMOINE (SIREN 888247210)
Indicator
2021
Revenue
N/C
Net income
11 903 €
EBITDA
N/C
Net margin
N/C
Revenue and income statement
In 2021, QM PATRIMOINE generates positive net income of 12 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
Net income (2021)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
11 903 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 424%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 17%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2021)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
424.25%
Financial autonomy (2021)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
16.728%
Solvency indicators evolution QM PATRIMOINE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2021
Debt ratio
424.25
Financial autonomy
16.728
Repayment capacity
None
Cash flow / Revenue
None%
Sector positioning
Debt ratio
424.252021
2021
Q1: 0.06
Med: 13.41
Q3: 70.61
Watch
In 2021, the debt ratio of QM PATRIMOINE (424.25) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
Financial autonomy
16.73%2021
2021
Q1: 17.04%
Med: 46.52%
Q3: 72.42%
Average
In 2021, the financial autonomy of QM PATRIMOINE (16.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 387.57. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2021)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
387.568
Liquidity indicators evolution QM PATRIMOINE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2021
Liquidity ratio
387.568
Interest coverage
None
Sector positioning
Liquidity ratio
387.572021
2021
Q1: 120.97
Med: 222.61
Q3: 474.51
Good
In 2021, the liquidity ratio of QM PATRIMOINE (387.57) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Positioning of QM PATRIMOINE in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (44 transactions).
This range of 10 402€ to 95 195€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2021
Indicative
10k€14k€95k€
14 682 €Range: 10 402€ - 95 195€
NAF 5 année 2021
How is this estimate calculated?
This estimate is based on the analysis of 44 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare QM PATRIMOINE with other companies in the same sector:
The revenue of QM PATRIMOINE is not publicly disclosed (confidential accounts filed with INPI).
Is QM PATRIMOINE profitable?
Yes, QM PATRIMOINE generated a net profit of 12 k€ in 2021.
Where is the headquarters of QM PATRIMOINE ?
The headquarters of QM PATRIMOINE is located in CHAILLES (41120), in the department Loir-et-Cher.
Where to find the tax return of QM PATRIMOINE ?
The tax return of QM PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does QM PATRIMOINE operate?
QM PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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