PYRENEES MEDITERRANEE IMMOBILIER : revenue, balance sheet and financial ratios

PYRENEES MEDITERRANEE IMMOBILIER is a French company founded 19 years ago, specialized in the sector Agences immobilières. Based in PERPIGNAN (66000), this company of category PME shows in 2020 a revenue of 196 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PYRENEES MEDITERRANEE IMMOBILIER (SIREN 493341010)
Indicator 2020 2018 2017 2016
Revenue 196 296 € 282 572 € 284 512 € 284 914 €
Net income -48 693 € 81 757 € 82 606 € 53 038 €
EBITDA 133 946 € 214 193 € 223 811 € 201 389 €
Net margin -24.8% 28.9% 29.0% 18.6%

Revenue and income statement

In 2020, PYRENEES MEDITERRANEE IMMOBILIER achieves revenue of 196 k€. Revenue is declining over the period 2016-2020 (CAGR: -8.9%). Significant drop of -31% vs 2018. After deducting consumption (0 €), gross margin stands at 196 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 134 k€, representing 68.2% of revenue. Warning negative scissor effect: despite revenue change (-31%), EBITDA varies by -37%, reducing margin by 7.6 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -49 k€ (-24.8% of revenue), which will impact equity.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

196 296 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

196 296 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

133 946 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-48 284 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-48 693 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

68.2%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 65%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 33%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 68.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

64.993%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

32.802%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

68.028%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.704

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

48.6%

Solvency indicators evolution
PYRENEES MEDITERRANEE IMMOBILIER

Sector positioning

Debt ratio
64.99 2020
2017
2018
2020
Q1: 0.02
Med: 18.52
Q3: 93.75
Average -10 pts over 3 years

In 2020, the debt ratio of PYRENEES MEDITERRANEE IMM... (64.99) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
32.8% 2020
2017
2018
2020
Q1: 7.64%
Med: 31.23%
Q3: 59.48%
Good -24 pts over 3 years

In 2020, the financial autonomy of PYRENEES MEDITERRANEE IMM... (32.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.7 years 2020
2017
2018
2020
Q1: 0.0 years
Med: 0.03 years
Q3: 2.02 years
Average -16 pts over 3 years

In 2020, the repayment capacity of PYRENEES MEDITERRANEE IMM... (0.70) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 39.41. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

39.413

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
PYRENEES MEDITERRANEE IMMOBILIER

Sector positioning

Liquidity ratio
39.41 2020
2017
2018
2020
Q1: 117.75
Med: 199.64
Q3: 409.63
Watch

In 2020, the liquidity ratio of PYRENEES MEDITERRANEE IMM... (39.41) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
0.0x 2020
2017
2018
2020
Q1: 0.0x
Med: 0.0x
Q3: 1.03x
Average -50 pts over 3 years

In 2020, the interest coverage of PYRENEES MEDITERRANEE IMM... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 242 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 486 days. Excellent situation: suppliers finance 244 days of the operating cycle (retail model). WCR is negative (-333 days): operations structurally generate cash. Notable WCR improvement over the period (-87%), freeing up cash.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-181 454 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

242 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

486 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-333 j

WCR and payment terms evolution
PYRENEES MEDITERRANEE IMMOBILIER

Positioning of PYRENEES MEDITERRANEE IMMOBILIER in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 99 transactions of similar company sales in 2020, the value of PYRENEES MEDITERRANEE IMMOBILIER is estimated at 205 810 € (range 96 751€ - 590 143€). With an EBITDA of 133 946€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.27x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2020
99 tx
96k€ 205k€ 590k€
205 810 € Range: 96 751€ - 590 143€
NAF 5 année 2020

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
133 946 € × 2.2x
Estimation 297 477 €
136 061€ - 876 345€
Revenue Multiple 30%
196 296 € × 0.27x
Estimation 53 031 €
31 236€ - 113 140€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 99 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare PYRENEES MEDITERRANEE IMMOBILIER with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about PYRENEES MEDITERRANEE IMMOBILIER

What is the revenue of PYRENEES MEDITERRANEE IMMOBILIER ?

The revenue of PYRENEES MEDITERRANEE IMMOBILIER in 2020 is 196 k€.

Is PYRENEES MEDITERRANEE IMMOBILIER profitable?

PYRENEES MEDITERRANEE IMMOBILIER recorded a net loss in 2020.

Where is the headquarters of PYRENEES MEDITERRANEE IMMOBILIER ?

The headquarters of PYRENEES MEDITERRANEE IMMOBILIER is located in PERPIGNAN (66000), in the department Pyrenees-Orientales.

Where to find the tax return of PYRENEES MEDITERRANEE IMMOBILIER ?

The tax return of PYRENEES MEDITERRANEE IMMOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PYRENEES MEDITERRANEE IMMOBILIER operate?

PYRENEES MEDITERRANEE IMMOBILIER operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.