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PYRENEES ASSURANCES : revenue, balance sheet and financial ratios

PYRENEES ASSURANCES is a French company founded 22 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in NAY (64800), this company of category PME shows in 2022 a net income positive of 136 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PYRENEES ASSURANCES (SIREN 451569073)
Indicator 2022
Revenue N/C
Net income 135 961 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2022, PYRENEES ASSURANCES generates positive net income of 136 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

135 961 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

9.841%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

79.098%

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

15.8%

Solvency indicators evolution
PYRENEES ASSURANCES

Sector positioning

Debt ratio
9.84 2022
2022
Q1: 0.03
Med: 12.59
Q3: 62.99
Good

In 2022, the debt ratio of PYRENEES ASSURANCES (9.84) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
79.1% 2022
2022
Q1: 17.63%
Med: 47.05%
Q3: 73.71%
Excellent

In 2022, the financial autonomy of PYRENEES ASSURANCES (79.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 324.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

324.772

Liquidity indicators evolution
PYRENEES ASSURANCES

Sector positioning

Liquidity ratio
324.77 2022
2022
Q1: 118.8
Med: 232.85
Q3: 512.2
Good

In 2022, the liquidity ratio of PYRENEES ASSURANCES (324.77) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of PYRENEES ASSURANCES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of PYRENEES ASSURANCES is estimated at 273 644 € (range 129 439€ - 1 249 432€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
193 transactions
129k€ 273k€ 1249k€
273 644 € Range: 129 439€ - 1 249 432€
NAF 5 all-time

Valuation method used

Net Income Multiple
135 961 € × 2.0x = 273 645 €
Range: 129 439€ - 1 249 433€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare PYRENEES ASSURANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about PYRENEES ASSURANCES

What is the revenue of PYRENEES ASSURANCES ?

The revenue of PYRENEES ASSURANCES is not publicly disclosed (confidential accounts filed with INPI).

Is PYRENEES ASSURANCES profitable?

Yes, PYRENEES ASSURANCES generated a net profit of 136 k€ in 2022.

Where is the headquarters of PYRENEES ASSURANCES ?

The headquarters of PYRENEES ASSURANCES is located in NAY (64800), in the department Pyrenees-Atlantiques.

Where to find the tax return of PYRENEES ASSURANCES ?

The tax return of PYRENEES ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PYRENEES ASSURANCES operate?

PYRENEES ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.