SIREN : 801495979
PYGMATEC is a French company founded 12 years ago, specialized in the sector Conseil en systèmes et logiciels informatiques. Based in TOURS (37000), this company of category PME shows in 2024 a revenue of 903 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 903 151 € | 981 481 € | 907 187 € |
| Net income | 76 881 € | 78 827 € | 86 778 € |
| EBITDA | 126 811 € | 128 482 € | 121 244 € |
| Net margin | 8.5% | 8.0% | 9.6% |
In 2024, PYGMATEC achieves revenue of 903 k€. Activity remains stable over the period (CAGR: -0.2%). Slight decline of -8% vs 2023. After deducting consumption (29 k€), gross margin stands at 874 k€, i.e. a rate of 97%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 127 k€, representing 14.0% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 77 k€, i.e. 8.5% of revenue. This profit can be retained or distributed to shareholders.
903 151 €
874 030 €
126 811 €
103 548 €
76 881 €
14.0%
The debt ratio (= Financial debt / Equity x 100) stands at 67%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 43%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 11.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
67.298%
42.523%
11.086%
1.989
34.5%
In 2024, the debt ratio of PYGMATEC (67.30) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of PYGMATEC (42.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of PYGMATEC (1.99) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 311.04. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.3x. Operating income very largely covers interest expenses: high safety margin.
311.037
5.315
In 2024, the liquidity ratio of PYGMATEC (311.04) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of PYGMATEC (5.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 77 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 81 days. Favorable situation: supplier credit is longer than customer credit by 4 days. Inventory turnover is 62 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 138 days of revenue, i.e. 346 k€ to permanently finance.
346 078 €
77 j
81 j
62 j
138 j
Based on 215 transactions of similar company sales (all years), the value of PYGMATEC is estimated at 128 099 € (range 56 519€ - 419 694€). With an EBITDA of 126 811€, the sector multiple of 1.0x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 215 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PYGMATEC with other companies in the same sector:
Voir toutes les statistiques du secteur Conseil en systèmes et logiciels informatiques
The revenue of PYGMATEC in 2024 is 903 k€.
Yes, PYGMATEC generated a net profit of 77 k€ in 2024.
The headquarters of PYGMATEC is located in TOURS (37000), in the department Indre-et-Loire.
The tax return of PYGMATEC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PYGMATEC operates in the sector Conseil en systèmes et logiciels informatiques (NAF code 62.02A). See the 'Sector positioning' section above to compare the company with its competitors.