SIREN : 448377093
PVL is a French company founded 23 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in SAINT-ALBAN (31140), this company of category PME shows in 2025 a revenue of 655 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 654 841 € | 732 336 € | 834 739 € | 780 594 € | 631 646 € | 748 617 € | 518 691 € | 279 719 € | 80 048 € |
| Net income | 121 835 € | 236 590 € | 280 182 € | 99 210 € | 128 885 € | 227 491 € | -16 473 € | 188 107 € | 69 225 € |
| EBITDA | -65 231 € | -90 140 € | 1 113 € | 11 741 € | 9 986 € | 30 181 € | 36 430 € | 13 138 € | 5 816 € |
| Net margin | 18.6% | 32.3% | 33.6% | 12.7% | 20.4% | 30.4% | -3.2% | 67.2% | 86.5% |
In 2025, PVL achieves revenue of 655 k€. Over the period 2016-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +26.3%. Significant drop of -11% vs 2024. After deducting consumption (0 €), gross margin stands at 655 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -65 k€, representing -10.0% of revenue. Positive scissor effect: EBITDA margin improves by +2.3 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 122 k€, i.e. 18.6% of revenue. This profit can be retained or distributed to shareholders.
654 841 €
654 841 €
-65 231 €
-15 948 €
121 835 €
-10.0%
The debt ratio (= Financial debt / Equity x 100) stands at 63%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 59%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 24.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
62.538%
58.74%
24.544%
4.269
51.0%
In 2025, the debt ratio of PVL (62.54) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of PVL (58.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of PVL (4.27) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 235.80. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
235.803
-298.648
In 2025, the liquidity ratio of PVL (235.80) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of PVL (-298.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 8 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. Excellent situation: suppliers finance 32 days of the operating cycle (retail model). Overall, WCR represents 1039 days of revenue, i.e. 1.9 M€ to permanently finance. Over 2016-2025, WCR increased by +1120%, requiring additional financing.
1 890 834 €
8 j
40 j
0 j
1039 j
Based on 170 transactions of similar company sales (all years), the value of PVL is estimated at 783 821 € (range 499 371€ - 1 111 351€). The price/revenue ratio is 0.71x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 170 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PVL with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of PVL in 2025 is 655 k€.
Yes, PVL generated a net profit of 122 k€ in 2025.
The headquarters of PVL is located in SAINT-ALBAN (31140), in the department Haute-Garonne.
The tax return of PVL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PVL operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.