SIREN : 921842431
PVA is a French company founded 3 years ago, specialized in the sector Gestion de fonds. Based in ARRADON (56610), this company of category PME shows in 2025 a revenue of 441 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | 440 764 € | 436 783 € | 500 023 € |
| Net income | 37 164 € | 10 705 € | 33 335 € |
| EBITDA | 54 326 € | 18 612 € | 43 136 € |
| Net margin | 8.4% | 2.5% | 6.7% |
In 2025, PVA achieves revenue of 441 k€. Revenue is declining over the period 2023-2025 (CAGR: -6.1%). Vs 2024: +1%. After deducting consumption (0 €), gross margin stands at 441 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 54 k€, representing 12.3% of revenue. Positive scissor effect: EBITDA margin improves by +8.1 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 37 k€, i.e. 8.4% of revenue. This profit can be retained or distributed to shareholders.
440 764 €
440 764 €
54 326 €
52 449 €
37 164 €
12.3%
The debt ratio (= Financial debt / Equity x 100) stands at 223%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.6 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 9.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
223.262%
28.683%
9.122%
4.562
80.8%
In 2025, the debt ratio of PVA (223.26) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of PVA (28.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of PVA (4.56) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 381.57. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 14.4x. Operating income very largely covers interest expenses: high safety margin.
381.574
14.437
In 2025, the liquidity ratio of PVA (381.57) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of PVA (14.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 35 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 20 days. The company must finance 15 days of gap between collections and payments. Overall, WCR represents 33 days of revenue, i.e. 41 k€ to permanently finance. Over 2023-2025, WCR increased by +1049%, requiring additional financing.
40 515 €
35 j
20 j
0 j
33 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 35 546€ to 364 790€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PVA with other companies in the same sector:
The revenue of PVA in 2025 is 441 k€.
Yes, PVA generated a net profit of 37 k€ in 2025.
The headquarters of PVA is located in ARRADON (56610), in the department Morbihan.
The tax return of PVA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PVA operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.