PV SENIORIALES PROMOTION ET COMMERCIALISATION : revenue, balance sheet and financial ratios

PV SENIORIALES PROMOTION ET COMMERCIALISATION is a French company founded 20 years ago, specialized in the sector Promotion immobilière de logements. Based in TOULOUSE (31500), this company of category ETI shows in 2024 a revenue of 4.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PV SENIORIALES PROMOTION ET COMMERCIALISATION (SIREN 488677733)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 4 520 816 € 7 554 393 € 11 337 441 € 9 819 600 € 9 425 032 € 21 352 249 € 24 321 717 € 29 750 295 € 16 890 088 €
Net income -5 482 683 € -77 631 692 € -9 196 350 € -9 539 377 € -8 918 669 € -432 428 € -1 771 000 € -45 014 € -2 577 830 €
EBITDA -7 072 463 € -11 073 380 € -5 217 688 € -8 155 823 € -8 136 571 € 404 403 € -1 012 224 € 763 521 € -1 556 042 €
Net margin -121.3% -1027.6% -81.1% -97.1% -94.6% -2.0% -7.3% -0.2% -15.3%

Revenue and income statement

In 2024, PV SENIORIALES PROMOTION ET COMMERCIALISATION achieves revenue of 4.5 M€. Revenue is declining over the period 2016-2024 (CAGR: -15.2%). Significant drop of -40% vs 2023. After deducting consumption (0 €), gross margin stands at 4.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -7.1 M€, representing -156.4% of revenue. Warning negative scissor effect: despite revenue change (-40%), EBITDA varies by +36%, reducing margin by 9.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -5.5 M€ (-121.3% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

4 520 816 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

4 520 816 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-7 072 463 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-5 638 191 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-5 482 683 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-156.4%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -123%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -375%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 32.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 95.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-123.272%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-374.816%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

94.961%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

32.869

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

0.0%

Solvency indicators evolution
PV SENIORIALES PROMOTION ET COMMERCIALISATION

Sector positioning

Debt ratio
-123.27 2024
2022
2023
2024
Q1: 0.0
Med: 1.6
Q3: 105.23
Excellent

In 2024, the debt ratio of PV SENIORIALES PROMOTION ... (-123.27) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-374.82% 2024
2022
2023
2024
Q1: 0.0%
Med: 12.23%
Q3: 54.65%
Average

In 2024, the financial autonomy of PV SENIORIALES PROMOTION ... (-374.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
32.87 years 2024
2022
2023
2024
Q1: -4.13 years
Med: 0.0 years
Q3: 1.24 years
Average +50 pts over 3 years

In 2024, the repayment capacity of PV SENIORIALES PROMOTION ... (32.87) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1176.13. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1176.133

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-562.015

Liquidity indicators evolution
PV SENIORIALES PROMOTION ET COMMERCIALISATION

Sector positioning

Liquidity ratio
1176.13 2024
2022
2023
2024
Q1: 134.25
Med: 341.1
Q3: 1144.53
Excellent +19 pts over 3 years

In 2024, the liquidity ratio of PV SENIORIALES PROMOTION ... (1176.13) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-562.01x 2024
2022
2023
2024
Q1: -13.11x
Med: 0.0x
Q3: 2.3x
Average

In 2024, the interest coverage of PV SENIORIALES PROMOTION ... (-562.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 140 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 54 days. The gap of 86 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 2185 days of revenue, i.e. 27.4 M€ to permanently finance. Notable WCR improvement over the period (-49%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

27 442 664 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

140 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

54 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

2185 j

WCR and payment terms evolution
PV SENIORIALES PROMOTION ET COMMERCIALISATION

Positioning of PV SENIORIALES PROMOTION ET COMMERCIALISATION in its sector

Comparison with sector Promotion immobilière de logements

Valuation estimate

Based on 80 transactions of similar company sales (all years), the value of PV SENIORIALES PROMOTION ET COMMERCIALISATION is estimated at 1 264 749 € (range 454 789€ - 3 110 576€). The price/revenue ratio is 0.28x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
80 tx
454k€ 1264k€ 3110k€
1 264 749 € Range: 454 789€ - 3 110 576€
NAF 5 all-time

Valuation method used

Revenue Multiple
4 520 816 € × 0.28x = 1 264 749 €
Range: 454 790€ - 3 110 576€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Promotion immobilière de logements)

Compare PV SENIORIALES PROMOTION ET COMMERCIALISATION with other companies in the same sector:

Voir toutes les statistiques du secteur Promotion immobilière de logements

Frequently asked questions about PV SENIORIALES PROMOTION ET COMMERCIALISATION

What is the revenue of PV SENIORIALES PROMOTION ET COMMERCIALISATION ?

The revenue of PV SENIORIALES PROMOTION ET COMMERCIALISATION in 2024 is 4.5 M€.

Is PV SENIORIALES PROMOTION ET COMMERCIALISATION profitable?

PV SENIORIALES PROMOTION ET COMMERCIALISATION recorded a net loss in 2024.

Where is the headquarters of PV SENIORIALES PROMOTION ET COMMERCIALISATION ?

The headquarters of PV SENIORIALES PROMOTION ET COMMERCIALISATION is located in TOULOUSE (31500), in the department Haute-Garonne.

Where to find the tax return of PV SENIORIALES PROMOTION ET COMMERCIALISATION ?

The tax return of PV SENIORIALES PROMOTION ET COMMERCIALISATION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PV SENIORIALES PROMOTION ET COMMERCIALISATION operate?

PV SENIORIALES PROMOTION ET COMMERCIALISATION operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.