PUGLIA GERARD ET ANDRE : revenue, balance sheet and financial ratios

PUGLIA GERARD ET ANDRE is a French company founded 30 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in GEMENOS (13420), this company of category PME shows in 2020 a revenue of 35 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PUGLIA GERARD ET ANDRE (SIREN 404713380)
Indicator 2022 2021 2020 2019 2017 2016
Revenue N/C N/C 34 769 € N/C 7 212 € 692 528 €
Net income -30 856 € -18 775 € 15 938 € 251 140 € 16 399 € 340 947 €
EBITDA -6 545 € -20 233 € 6 069 € -28 091 € -27 623 € 18 441 €
Net margin N/C N/C 45.8% N/C 227.4% 49.2%

Revenue and income statement

In 2022, PUGLIA GERARD ET ANDRE records a net loss of 31 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-6 545 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-5 210 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-30 856 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

1.023%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

98.91%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.617

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

56.9%

Solvency indicators evolution
PUGLIA GERARD ET ANDRE

Sector positioning

Debt ratio
1.02 2022
2020
2021
2022
Q1: 0.0
Med: 24.48
Q3: 282.47
Good

In 2022, the debt ratio of PUGLIA GERARD ET ANDRE (1.02) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
98.91% 2022
2020
2021
2022
Q1: 0.51%
Med: 24.67%
Q3: 68.95%
Excellent

In 2022, the financial autonomy of PUGLIA GERARD ET ANDRE (98.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-0.62 years 2022
2020
2021
2022
Q1: -5.45 years
Med: 0.0 years
Q3: 2.98 years
Good

In 2022, the repayment capacity of PUGLIA GERARD ET ANDRE (-0.62) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 36304.79. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

36304.795

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-481.222

Liquidity indicators evolution
PUGLIA GERARD ET ANDRE

Sector positioning

Liquidity ratio
36304.79 2022
2020
2021
2022
Q1: 150.23
Med: 466.6
Q3: 2295.26
Excellent +12 pts over 3 years

In 2022, the liquidity ratio of PUGLIA GERARD ET ANDRE (36304.79) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-481.22x 2022
2020
2021
2022
Q1: -2.12x
Med: 0.0x
Q3: 4.45x
Average -25 pts over 3 years

In 2022, the interest coverage of PUGLIA GERARD ET ANDRE (-481.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 28 days. Favorable situation: supplier credit is longer than customer credit by 28 days.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

28 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
PUGLIA GERARD ET ANDRE

Positioning of PUGLIA GERARD ET ANDRE in its sector

Comparison with sector Activités des marchands de biens immobiliers

Similar companies (Activités des marchands de biens immobiliers)

Compare PUGLIA GERARD ET ANDRE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers

Frequently asked questions about PUGLIA GERARD ET ANDRE

What is the revenue of PUGLIA GERARD ET ANDRE ?

The revenue of PUGLIA GERARD ET ANDRE in 2020 is 35 k€.

Is PUGLIA GERARD ET ANDRE profitable?

PUGLIA GERARD ET ANDRE recorded a net loss in 2022.

Where is the headquarters of PUGLIA GERARD ET ANDRE ?

The headquarters of PUGLIA GERARD ET ANDRE is located in GEMENOS (13420), in the department Bouches-du-Rhone.

Where to find the tax return of PUGLIA GERARD ET ANDRE ?

The tax return of PUGLIA GERARD ET ANDRE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PUGLIA GERARD ET ANDRE operate?

PUGLIA GERARD ET ANDRE operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.