SIREN : 799786843
PRUNAY GESTION ASSURANCES is a French company founded 12 years ago, specialized in the sector Gestion de fonds. Based in MONTIGNY-LE-BRETONNEUX (78180), this company of category PME shows in 2022 a revenue of 908 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 907 897 € | N/C | 700 441 € | 778 663 € | 448 982 € | 140 € |
| Net income | 5 001 € | -37 267 € | -269 192 € | -363 627 € | -424 781 € | 951 € |
| EBITDA | 92 849 € | N/C | -230 144 € | -333 033 € | -387 866 € | -288 175 € |
| Net margin | 0.6% | N/C | -38.4% | -46.7% | -94.6% | 679.3% |
In 2022, PRUNAY GESTION ASSURANCES achieves revenue of 908 k€. Over the period 2016-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +331.8%. After deducting consumption (0 €), gross margin stands at 908 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 93 k€, representing 10.2% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5 k€, i.e. 0.6% of revenue. This profit can be retained or distributed to shareholders.
907 897 €
907 897 €
92 849 €
19 485 €
5 001 €
10.2%
The debt ratio (= Financial debt / Equity x 100) stands at -138%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -130%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 29.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 6.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
-138.154%
-130.227%
6.428%
29.416
45.6%
In 2022, the debt ratio of PRUNAY GESTION ASSURANCES (-138.15) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2022, the financial autonomy of PRUNAY GESTION ASSURANCES (-130.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of PRUNAY GESTION ASSURANCES (29.42) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 121.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 41.0x. Operating income very largely covers interest expenses: high safety margin.
121.501
41.038
In 2022, the liquidity ratio of PRUNAY GESTION ASSURANCES (121.50) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of PRUNAY GESTION ASSURANCES (41.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 100 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 99 days. The company must finance 1 days of gap between collections and payments. WCR is negative (-15 days): operations structurally generate cash. Notable WCR improvement over the period (-150%), freeing up cash.
-37 115 €
100 j
99 j
0 j
-15 j
Based on 109 transactions of similar company sales in 2022, the value of PRUNAY GESTION ASSURANCES is estimated at 354 546 € (range 191 891€ - 701 918€). With an EBITDA of 92 849€, the sector multiple of 4.2x is applied. The price/revenue ratio is 0.56x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PRUNAY GESTION ASSURANCES with other companies in the same sector:
The revenue of PRUNAY GESTION ASSURANCES in 2022 is 908 k€.
Yes, PRUNAY GESTION ASSURANCES generated a net profit of 5 k€ in 2022.
The headquarters of PRUNAY GESTION ASSURANCES is located in MONTIGNY-LE-BRETONNEUX (78180), in the department Yvelines.
The tax return of PRUNAY GESTION ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PRUNAY GESTION ASSURANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.