PROXIA CONSTRUCTION ASSURANCES : revenue, balance sheet and financial ratios

PROXIA CONSTRUCTION ASSURANCES is a French company founded 47 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in NANTES (44300), this company of category PME shows in 2021 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PROXIA CONSTRUCTION ASSURANCES (SIREN 317526176)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C 1 451 603 € 1 174 610 € 1 049 162 € 871 615 € 1 195 891 € 1 142 691 €
Net income 352 892 € 347 341 € 62 193 € 47 046 € 148 867 € 47 603 € -224 752 € 13 078 € 40 793 €
EBITDA N/C N/C N/C 78 303 € 121 249 € -101 366 € -439 004 € -22 793 € -85 003 €
Net margin N/C N/C N/C 3.2% 12.7% 4.5% -25.8% 1.1% 3.6%

Revenue and income statement

In 2024, PROXIA CONSTRUCTION ASSURANCES generates positive net income of 353 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 41 k€ -> 353 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

352 892 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 30%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 36%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

30.349%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

36.011%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

49.5%

Solvency indicators evolution
PROXIA CONSTRUCTION ASSURANCES

Sector positioning

Debt ratio
30.35 2024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Average -10 pts over 3 years

In 2024, the debt ratio of PROXIA CONSTRUCTION ASSUR... (30.35) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
36.01% 2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Average +6 pts over 3 years

In 2024, the financial autonomy of PROXIA CONSTRUCTION ASSUR... (36.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 104.44. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

104.44

Liquidity indicators evolution
PROXIA CONSTRUCTION ASSURANCES

Sector positioning

Liquidity ratio
104.44 2024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Watch

In 2024, the liquidity ratio of PROXIA CONSTRUCTION ASSUR... (104.44) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
PROXIA CONSTRUCTION ASSURANCES

Positioning of PROXIA CONSTRUCTION ASSURANCES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of PROXIA CONSTRUCTION ASSURANCES is estimated at 710 254 € (range 335 964€ - 3 242 951€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
335k€ 710k€ 3242k€
710 254 € Range: 335 964€ - 3 242 951€
NAF 5 all-time

Valuation method used

Net Income Multiple
352 892 € × 2.0x = 710 255 €
Range: 335 964€ - 3 242 951€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare PROXIA CONSTRUCTION ASSURANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about PROXIA CONSTRUCTION ASSURANCES

What is the revenue of PROXIA CONSTRUCTION ASSURANCES ?

The revenue of PROXIA CONSTRUCTION ASSURANCES in 2021 is 1.5 M€.

Is PROXIA CONSTRUCTION ASSURANCES profitable?

Yes, PROXIA CONSTRUCTION ASSURANCES generated a net profit of 353 k€ in 2024.

Where is the headquarters of PROXIA CONSTRUCTION ASSURANCES ?

The headquarters of PROXIA CONSTRUCTION ASSURANCES is located in NANTES (44300), in the department Loire-Atlantique.

Where to find the tax return of PROXIA CONSTRUCTION ASSURANCES ?

The tax return of PROXIA CONSTRUCTION ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PROXIA CONSTRUCTION ASSURANCES operate?

PROXIA CONSTRUCTION ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.