SIREN : 523642569
PROXI ASSURANCE is a French company founded 15 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SAINT-DENIS (93200), this company of category PME shows in 2024 a revenue of 307 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2022 | 2021 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 306 702 € | 261 952 € | 247 414 € | 169 816 € | 159 703 € | 122 451 € |
| Net income | 21 650 € | 12 498 € | 16 084 € | -4 263 € | -933 € | 4 244 € |
| EBITDA | 18 652 € | 18 090 € | 18 883 € | -4 039 € | -555 € | 4 999 € |
| Net margin | 7.1% | 4.8% | 6.5% | -2.5% | -0.6% | 3.5% |
In 2024, PROXI ASSURANCE achieves revenue of 307 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +12.2%. Vs 2022, growth of +17% (262 k€ -> 307 k€). After deducting consumption (0 €), gross margin stands at 307 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 19 k€, representing 6.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 22 k€, i.e. 7.1% of revenue. This profit can be retained or distributed to shareholders.
306 702 €
306 702 €
18 652 €
26 046 €
21 650 €
6.1%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 7.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
0.751%
0.648%
7.7%
0.018
44.3%
In 2024, the debt ratio of PROXI ASSURANCE (0.75) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of PROXI ASSURANCE (0.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of PROXI ASSURANCE (0.02) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 587.68. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
587.684
0.145
In 2024, the liquidity ratio of PROXI ASSURANCE (587.68) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of PROXI ASSURANCE (0.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 38 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 6 days. The gap of 32 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 35 days of revenue, i.e. 30 k€ to permanently finance. Over 2016-2024, WCR increased by +701%, requiring additional financing.
29 885 €
38 j
6 j
0 j
35 j
Based on 193 transactions of similar company sales (all years), the value of PROXI ASSURANCE is estimated at 110 399 € (range 32 246€ - 265 538€). With an EBITDA of 18 652€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PROXI ASSURANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of PROXI ASSURANCE in 2024 is 307 k€.
Yes, PROXI ASSURANCE generated a net profit of 22 k€ in 2024.
The headquarters of PROXI ASSURANCE is located in SAINT-DENIS (93200), in the department Seine-Saint-Denis.
The tax return of PROXI ASSURANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PROXI ASSURANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.