SIREN : 305931321
PROVENCIA-NOVEL is a French company founded 126 years ago, specialized in the sector Supermarchés. Based in ANNECY (74000), this company of category PME shows in 2022 a revenue of 62.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 62 655 538 € | 59 487 929 € | 57 459 915 € | 65 704 989 € | 66 215 642 € | 68 646 534 € | 68 479 237 € | 69 054 868 € |
| Net income | 5 118 137 € | 5 489 336 € | 6 506 615 € | 6 530 743 € | 5 009 356 € | 6 441 799 € | 5 382 782 € | 4 862 537 € |
| EBITDA | 2 660 363 € | 3 165 297 € | 2 829 346 € | 2 808 093 € | 2 574 069 € | 3 274 140 € | 3 529 674 € | 3 399 456 € |
| Net margin | 8.2% | 9.2% | 11.3% | 9.9% | 7.6% | 9.4% | 7.9% | 7.0% |
In 2022, PROVENCIA-NOVEL achieves revenue of 62.7 M€. Activity remains stable over the period (CAGR: -1.4%). Vs 2021: +5%. After deducting consumption (48.7 M€), gross margin stands at 14.0 M€, i.e. a rate of 22%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2.7 M€, representing 4.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5.1 M€, i.e. 8.2% of revenue. This profit can be retained or distributed to shareholders.
62 655 538 €
13 965 862 €
2 660 363 €
2 094 596 €
5 118 137 €
4.2%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 54%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 8.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
0.558%
54.23%
8.67%
0.007
19.5%
In 2022, the debt ratio of PROVENCIA-NOVEL (0.56) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2022, the financial autonomy of PROVENCIA-NOVEL (54.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2022, the repayment capacity of PROVENCIA-NOVEL (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 169.49. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
169.491
0.0
In 2022, the liquidity ratio of PROVENCIA-NOVEL (169.49) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of PROVENCIA-NOVEL (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 28 days. Favorable situation: supplier credit is longer than customer credit by 27 days. Inventory turnover is 10 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 40 days of revenue, i.e. 7.0 M€ to permanently finance.
6 957 271 €
1 j
28 j
10 j
40 j
Based on 265 transactions of similar company sales in 2022, the value of PROVENCIA-NOVEL is estimated at 20 661 808 € (range 10 388 460€ - 39 091 146€). With an EBITDA of 2 660 363€, the sector multiple of 5.8x is applied. The price/revenue ratio is 0.25x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 265 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PROVENCIA-NOVEL with other companies in the same sector:
The revenue of PROVENCIA-NOVEL in 2022 is 62.7 M€.
Yes, PROVENCIA-NOVEL generated a net profit of 5.1 M€ in 2022.
The headquarters of PROVENCIA-NOVEL is located in ANNECY (74000), in the department Haute-Savoie.
The tax return of PROVENCIA-NOVEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PROVENCIA-NOVEL operates in the sector Supermarchés (NAF code 47.11D). See the 'Sector positioning' section above to compare the company with its competitors.