Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2007-01-01 (19 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: CHATEAUDUN (28200), Eure-et-Loir
PROCH'ASSUR : revenue, balance sheet and financial ratios
PROCH'ASSUR is a French company
founded 19 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in CHATEAUDUN (28200),
this company of category PME
shows in 2021 a revenue of 1.4 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2025, PROCH'ASSUR generates positive net income of 368 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 65 k€ -> 368 k€.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
367 850 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 81%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2025)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
16.328%
Financial autonomy (2025)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
80.947%
Asset age ratio (2025)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Debt ratio
12.945
14.51
14.743
15.68
26.145
25.692
0.226
26.581
17.142
16.328
Financial autonomy
75.007
78.902
80.076
80.788
73.302
73.622
82.482
71.648
80.918
80.947
Repayment capacity
2.796
59.356
-6.862
58.957
-19.006
-42.262
None
None
None
None
Cash flow / Revenue
3.961%
0.207%
-1.785%
0.222%
-1.073%
-0.467%
None%
None%
None%
None%
Sector positioning
Debt ratio
16.332025
2023
2024
2025
Q1: 0.0
Med: 5.27
Q3: 45.01
Average
In 2025, the debt ratio of PROCH'ASSUR (16.33) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
80.95%2025
2023
2024
2025
Q1: 14.56%
Med: 50.89%
Q3: 78.66%
Excellent
In 2025, the financial autonomy of PROCH'ASSUR (81.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 632.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
632.418
Liquidity indicators evolution PROCH'ASSUR
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Liquidity ratio
243.697
377.576
427.722
551.094
539.745
508.792
240.526
395.137
660.83
632.418
Interest coverage
5.896
-167.064
-0.412
3.779
-0.126
0.0
None
None
None
None
Sector positioning
Liquidity ratio
632.422025
2023
2024
2025
Q1: 157.83
Med: 327.31
Q3: 847.28
Good
In 2025, the liquidity ratio of PROCH'ASSUR (632.42) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution PROCH'ASSUR
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Operating WCR
-94 995 €
26 021 €
9 254 €
55 657 €
27 482 €
18 539 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
0
Customer payment term (days)
23
23
20
29
27
25
0
0
0
0
Supplier payment term (days)
12
26
13
13
9
10
0
0
0
0
Positioning of PROCH'ASSUR in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of PROCH'ASSUR is estimated at
740 360 €
(range 350 204€ - 3 380 409€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2025
193 transactions
350k€740k€3380k€
740 360 €Range: 350 204€ - 3 380 409€
NAF 5 all-time
Valuation method used
Net Income Multiple
367 850 €
×
2.0x
=740 360 €
Range: 350 205€ - 3 380 410€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare PROCH'ASSUR with other companies in the same sector:
Yes, PROCH'ASSUR generated a net profit of 368 k€ in 2025.
Where is the headquarters of PROCH'ASSUR ?
The headquarters of PROCH'ASSUR is located in CHATEAUDUN (28200), in the department Eure-et-Loir.
Where to find the tax return of PROCH'ASSUR ?
The tax return of PROCH'ASSUR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does PROCH'ASSUR operate?
PROCH'ASSUR operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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