PRO SERVICES HABITAT- PSH : revenue, balance sheet and financial ratios

PRO SERVICES HABITAT- PSH is a French company founded 18 years ago, specialized in the sector Travaux de couverture par éléments. Based in LAGNY-SUR-MARNE (77400), this company of category PME shows in 2025 a revenue of 4.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PRO SERVICES HABITAT- PSH (SIREN 498548858)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 4 212 523 € N/C 3 518 442 € 3 647 531 € N/C 2 628 717 € N/C N/C N/C N/C
Net income 425 490 € -228 426 € 33 854 € 158 971 € 179 208 € 147 752 € 286 391 € -45 878 € 170 570 € 72 313 €
EBITDA 543 644 € N/C 95 138 € 164 646 € N/C 247 647 € N/C N/C N/C N/C
Net margin 10.1% N/C 1.0% 4.4% N/C 5.6% N/C N/C N/C N/C

Revenue and income statement

In 2025, PRO SERVICES HABITAT- PSH achieves revenue of 4.2 M€. Over the period 2020-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +9.9%. After deducting consumption (1000 k€), gross margin stands at 3.2 M€, i.e. a rate of 76%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 544 k€, representing 12.9% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 425 k€, i.e. 10.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

4 212 523 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

3 212 597 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

543 644 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

505 385 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

425 490 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

12.9%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 47%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 11.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

6.864%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

46.508%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

10.983%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.116

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

42.7%

Solvency indicators evolution
PRO SERVICES HABITAT- PSH

Sector positioning

Debt ratio
6.86 2025
2023
2024
2025
Q1: 5.69
Med: 19.61
Q3: 43.14
Good -19 pts over 3 years

In 2025, the debt ratio of PRO SERVICES HABITAT- PSH (6.86) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
46.51% 2025
2023
2024
2025
Q1: 30.43%
Med: 48.54%
Q3: 62.95%
Average -22 pts over 3 years

In 2025, the financial autonomy of PRO SERVICES HABITAT- PSH (46.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.12 years 2025
2023
2025
Q1: 0.12 years
Med: 0.7 years
Q3: 1.62 years
Excellent -50 pts over 2 years

In 2025, the repayment capacity of PRO SERVICES HABITAT- PSH (0.12) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 172.26. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.5x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

172.259

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.489

Liquidity indicators evolution
PRO SERVICES HABITAT- PSH

Sector positioning

Liquidity ratio
172.26 2025
2023
2024
2025
Q1: 163.54
Med: 225.32
Q3: 328.83
Average -27 pts over 3 years

In 2025, the liquidity ratio of PRO SERVICES HABITAT- PSH (172.26) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
1.49x 2025
2023
2025
Q1: 0.23x
Med: 1.4x
Q3: 4.43x
Good -24 pts over 2 years

In 2025, the interest coverage of PRO SERVICES HABITAT- PSH (1.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 38 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. Favorable situation: supplier credit is longer than customer credit by 2 days. Inventory turnover is 17 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 28 days of revenue, i.e. 324 k€ to permanently finance.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

324 449 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

38 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

40 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

17 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

28 j

WCR and payment terms evolution
PRO SERVICES HABITAT- PSH

Positioning of PRO SERVICES HABITAT- PSH in its sector

Comparison with sector Travaux de couverture par éléments

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of PRO SERVICES HABITAT- PSH is estimated at 1 037 136 € (range 496 399€ - 1 709 999€). With an EBITDA of 543 644€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
113 transactions
496k€ 1037k€ 1709k€
1 037 136 € Range: 496 399€ - 1 709 999€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
543 644 € × 2.2x
Estimation 1 223 014 €
504 802€ - 1 962 316€
Revenue Multiple 30%
4 212 523 € × 0.16x
Estimation 653 334 €
424 793€ - 1 069 277€
Net Income Multiple 20%
425 490 € × 2.7x
Estimation 1 148 147 €
582 800€ - 2 040 291€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de couverture par éléments)

Compare PRO SERVICES HABITAT- PSH with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de couverture par éléments

Frequently asked questions about PRO SERVICES HABITAT- PSH

What is the revenue of PRO SERVICES HABITAT- PSH ?

The revenue of PRO SERVICES HABITAT- PSH in 2025 is 4.2 M€.

Is PRO SERVICES HABITAT- PSH profitable?

Yes, PRO SERVICES HABITAT- PSH generated a net profit of 425 k€ in 2025.

Where is the headquarters of PRO SERVICES HABITAT- PSH ?

The headquarters of PRO SERVICES HABITAT- PSH is located in LAGNY-SUR-MARNE (77400), in the department Seine-et-Marne.

Where to find the tax return of PRO SERVICES HABITAT- PSH ?

The tax return of PRO SERVICES HABITAT- PSH is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PRO SERVICES HABITAT- PSH operate?

PRO SERVICES HABITAT- PSH operates in the sector Travaux de couverture par éléments (NAF code 43.91B). See the 'Sector positioning' section above to compare the company with its competitors.