SIREN : 395132053
PRO FINANCES is a French company founded 32 years ago, specialized in the sector Promotion immobilière de logements. Based in SAINT-JEAN-DE-VEDAS (34430), this company of category PME shows in 2022 a revenue of 7 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 7 427 € | N/C | N/C | 25 480 € | 231 700 € | N/C | 253 402 € |
| Net income | 64 696 € | 4 085 € | -8 260 € | 33 555 € | 76 395 € | -80 341 € | -423 863 € |
| EBITDA | -18 827 € | N/C | N/C | -29 603 € | 44 826 € | -51 178 € | -11 396 € |
| Net margin | 871.1% | N/C | N/C | 131.7% | 33.0% | N/C | -167.3% |
In 2022, PRO FINANCES achieves revenue of 7 k€. Revenue is declining over the period 2016-2022 (CAGR: -44.5%). After deducting consumption (0 €), gross margin stands at 7 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -19 k€, representing -253.5% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 65 k€, i.e. 871.1% of revenue. This profit can be retained or distributed to shareholders.
7 427 €
7 427 €
-18 827 €
-16 985 €
64 696 €
-253.5%
The debt ratio (= Financial debt / Equity x 100) stands at 67%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
67.005%
50.202%
-292.931%
-7.254
In 2022, the debt ratio of PRO FINANCES (67.00) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of PRO FINANCES (50.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of PRO FINANCES (-7.25) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 618.66. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
618.661
-15.876
In 2022, the liquidity ratio of PRO FINANCES (618.66) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of PRO FINANCES (-15.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 610 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 831 days. Excellent situation: suppliers finance 221 days of the operating cycle (retail model). Overall, WCR represents 11851 days of revenue, i.e. 244 k€ to permanently finance. Notable WCR improvement over the period (-60%), freeing up cash.
244 486 €
610 j
831 j
0 j
11851 j
Based on 80 transactions of similar company sales
(all years),
the value of PRO FINANCES is estimated at
62 022 €
(range 19 327€ - 170 283€).
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PRO FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of PRO FINANCES in 2022 is 7 k€.
Yes, PRO FINANCES generated a net profit of 65 k€ in 2022.
The headquarters of PRO FINANCES is located in SAINT-JEAN-DE-VEDAS (34430), in the department Herault.
The tax return of PRO FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PRO FINANCES operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.