PRO AUTOMOBILES 38 : revenue, balance sheet and financial ratios

PRO AUTOMOBILES 38 is a French company founded 6 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in CHARVIEU-CHAVAGNEUX (38230), this company of category PME shows in 2022 a revenue of 648 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PRO AUTOMOBILES 38 (SIREN 852465129)
Indicator 2022 2021
Revenue 647 564 € 840 598 €
Net income 304 € 6 888 €
EBITDA -25 434 € 8 536 €
Net margin 0.0% 0.8%

Revenue and income statement

In 2022, PRO AUTOMOBILES 38 achieves revenue of 648 k€. Significant drop of -23% vs 2021. After deducting consumption (456 k€), gross margin stands at 192 k€, i.e. a rate of 30%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -25 k€, representing -3.9% of revenue. Warning negative scissor effect: despite revenue change (-23%), EBITDA varies by -398%, reducing margin by 4.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 304 €, i.e. 0.0% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

647 564 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

191 740 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-25 434 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-25 432 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

304 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-3.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 249%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 287.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

248.94%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

17.58%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

0.047%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

287.345

Solvency indicators evolution
PRO AUTOMOBILES 38

Sector positioning

Debt ratio
248.94 2022
2021
2022
Q1: 5.68
Med: 52.88
Q3: 150.85
Average

In 2022, the debt ratio of PRO AUTOMOBILES 38 (248.94) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
17.58% 2022
2021
2022
Q1: 13.85%
Med: 30.82%
Q3: 53.79%
Average

In 2022, the financial autonomy of PRO AUTOMOBILES 38 (17.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
287.35 years 2022
2021
2022
Q1: 0.0 years
Med: 0.78 years
Q3: 4.48 years
Watch

In 2022, the repayment capacity of PRO AUTOMOBILES 38 (287.35) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 257.41. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

257.407

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-14.838

Liquidity indicators evolution
PRO AUTOMOBILES 38

Sector positioning

Liquidity ratio
257.41 2022
2021
2022
Q1: 136.36
Med: 203.64
Q3: 374.5
Good +21 pts over 2 years

In 2022, the liquidity ratio of PRO AUTOMOBILES 38 (257.41) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-14.84x 2022
2021
2022
Q1: 0.0x
Med: 1.22x
Q3: 7.72x
Average -30 pts over 2 years

In 2022, the interest coverage of PRO AUTOMOBILES 38 (-14.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 16 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. Favorable situation: supplier credit is longer than customer credit by 14 days. Inventory turnover is 69 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 96 days of revenue, i.e. 173 k€ to permanently finance.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

172 925 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

16 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

30 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

69 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

96 j

WCR and payment terms evolution
PRO AUTOMOBILES 38

Positioning of PRO AUTOMOBILES 38 in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 148 transactions of similar company sales in 2022, the value of PRO AUTOMOBILES 38 is estimated at 61 573 € (range 36 843€ - 186 277€). The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
148 transactions
36k€ 61k€ 186k€
61 573 € Range: 36 843€ - 186 277€
NAF 5 année 2022

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
647 564 € × 0.16x
Estimation 102 009 €
61 212€ - 309 031€
Net Income Multiple 20%
304 € × 3.0x
Estimation 919 €
292€ - 2 149€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 148 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare PRO AUTOMOBILES 38 with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about PRO AUTOMOBILES 38

What is the revenue of PRO AUTOMOBILES 38 ?

The revenue of PRO AUTOMOBILES 38 in 2022 is 648 k€.

Is PRO AUTOMOBILES 38 profitable?

Yes, PRO AUTOMOBILES 38 generated a net profit of 304€ in 2022.

Where is the headquarters of PRO AUTOMOBILES 38 ?

The headquarters of PRO AUTOMOBILES 38 is located in CHARVIEU-CHAVAGNEUX (38230), in the department Isere.

Where to find the tax return of PRO AUTOMOBILES 38 ?

The tax return of PRO AUTOMOBILES 38 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PRO AUTOMOBILES 38 operate?

PRO AUTOMOBILES 38 operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.