SIREN : 799914049
PRET'MIUM BREST is a French company founded 12 years ago, specialized in the sector Autre distribution de crédit. Based in BREST (29200), this company of category PME shows in 2021 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2017 | 2016 |
|---|---|---|---|---|---|
| Revenue | 1 133 654 € | 1 180 888 € | 1 429 313 € | 1 318 540 € | N/C |
| Net income | 99 230 € | 220 306 € | 183 985 € | 58 764 € | 176 019 € |
| EBITDA | 156 699 € | 328 216 € | 270 516 € | 74 296 € | N/C |
| Net margin | 8.8% | 18.7% | 12.9% | 4.5% | N/C |
In 2021, PRET'MIUM BREST achieves revenue of 1.1 M€. Activity remains stable over the period (CAGR: -3.7%). Slight decline of -4% vs 2020. After deducting consumption (0 €), gross margin stands at 1.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 157 k€, representing 13.8% of revenue. Warning negative scissor effect: despite revenue change (-4%), EBITDA varies by -52%, reducing margin by 14.0 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 99 k€, i.e. 8.8% of revenue. This profit can be retained or distributed to shareholders.
1 133 654 €
1 133 654 €
156 699 €
134 292 €
99 230 €
13.7%
The debt ratio (= Financial debt / Equity x 100) stands at 8%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 60%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 10.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
7.697%
60.242%
10.665%
0.257
31.9%
In 2021, the debt ratio of PRET'MIUM BREST (7.70) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2021, the financial autonomy of PRET'MIUM BREST (60.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2021, the repayment capacity of PRET'MIUM BREST (0.26) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 229.34. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
229.337
0.087
In 2021, the liquidity ratio of PRET'MIUM BREST (229.34) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2021, the interest coverage of PRET'MIUM BREST (0.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 104 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 78 days. The company must finance 26 days of gap between collections and payments. Overall, WCR represents 136 days of revenue, i.e. 427 k€ to permanently finance.
427 422 €
104 j
78 j
0 j
136 j
Based on 135 transactions of similar company sales (all years), the value of PRET'MIUM BREST is estimated at 73 891 € (range 58 444€ - 377 769€). With an EBITDA of 156 699€, the sector multiple of 0.3x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 135 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PRET'MIUM BREST with other companies in the same sector:
Voir toutes les statistiques du secteur Autre distribution de crédit
The revenue of PRET'MIUM BREST in 2021 is 1.1 M€.
Yes, PRET'MIUM BREST generated a net profit of 99 k€ in 2021.
The headquarters of PRET'MIUM BREST is located in BREST (29200), in the department Finistere.
The tax return of PRET'MIUM BREST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PRET'MIUM BREST operates in the sector Autre distribution de crédit (NAF code 64.92Z). See the 'Sector positioning' section above to compare the company with its competitors.