SIREN : 810036442
PRESTIGE COURTAGE is a French company founded 11 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in CAISSARGUES (30132), this company of category PME shows in 2025 a revenue of 215 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 214 724 € | 14 967 € | 2 203 € | 78 930 € | 2 168 688 € | 2 733 302 € | N/C | 1 296 750 € |
| Net income | 58 238 € | 64 022 € | -96 628 € | 93 007 € | 72 386 € | 434 652 € | 85 201 € | 148 923 € |
| EBITDA | 190 405 € | 10 630 € | -73 844 € | -164 919 € | 234 371 € | 445 526 € | N/C | 199 837 € |
| Net margin | 27.1% | 427.8% | -4386.2% | 117.8% | 3.3% | 15.9% | N/C | 11.5% |
In 2025, PRESTIGE COURTAGE achieves revenue of 215 k€. Revenue is declining over the period 2018-2025 (CAGR: -22.7%). Vs 2024, growth of +1335% (15 k€ -> 215 k€). After deducting consumption (0 €), gross margin stands at 215 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 190 k€, representing 88.7% of revenue. Positive scissor effect: EBITDA margin improves by +17.7 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 58 k€, i.e. 27.1% of revenue. This profit can be retained or distributed to shareholders.
214 724 €
214 724 €
190 405 €
189 126 €
58 238 €
88.7%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory. Cash flow represents 2.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
0.0%
26.781%
2.699%
0.0
4.7%
In 2025, the debt ratio of PRESTIGE COURTAGE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2025, the financial autonomy of PRESTIGE COURTAGE (26.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of PRESTIGE COURTAGE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 134.86. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
134.858
0.0
In 2025, the liquidity ratio of PRESTIGE COURTAGE (134.86) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of PRESTIGE COURTAGE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 23 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 93 days. Excellent situation: suppliers finance 70 days of the operating cycle (retail model). WCR is negative (-96 days): operations structurally generate cash. Over 2018-2025, WCR increased by +53%, requiring additional financing.
-57 387 €
23 j
93 j
0 j
-96 j
Based on 193 transactions of similar company sales (all years), the value of PRESTIGE COURTAGE is estimated at 201 985 € (range 58 506€ - 813 043€). With an EBITDA of 190 405€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PRESTIGE COURTAGE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of PRESTIGE COURTAGE in 2025 is 215 k€.
Yes, PRESTIGE COURTAGE generated a net profit of 58 k€ in 2025.
The headquarters of PRESTIGE COURTAGE is located in CAISSARGUES (30132), in the department Gard.
The tax return of PRESTIGE COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PRESTIGE COURTAGE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.