PREMIUM SELECTION AUTOMOBILE : revenue, balance sheet and financial ratios

PREMIUM SELECTION AUTOMOBILE is a French company founded 18 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in LA CHAPELLE-DE-GUINCHAY (71570), this company of category PME shows in 2023 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PREMIUM SELECTION AUTOMOBILE (SIREN 502393200)
Indicator 2024 2023 2020 2018 2016
Revenue N/C 1 040 880 € 736 752 € 499 280 € 314 115 €
Net income 34 601 € 1 499 € 30 000 € 86 € 21 038 €
EBITDA N/C 6 950 € 29 292 € -5 059 € 33 061 €
Net margin N/C 0.1% 4.1% 0.0% 6.7%

Revenue and income statement

In 2024, PREMIUM SELECTION AUTOMOBILE generates positive net income of 35 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 21 k€ -> 35 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

34 601 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 18%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 65%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

18.245%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

65.216%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

65.3%

Solvency indicators evolution
PREMIUM SELECTION AUTOMOBILE

Sector positioning

Debt ratio
18.25 2024
2020
2023
2024
Q1: 4.09
Med: 38.32
Q3: 128.11
Good -19 pts over 3 years

In 2024, the debt ratio of PREMIUM SELECTION AUTOMOBILE (18.25) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
65.22% 2024
2020
2023
2024
Q1: 10.8%
Med: 27.26%
Q3: 53.13%
Excellent +9 pts over 3 years

In 2024, the financial autonomy of PREMIUM SELECTION AUTOMOBILE (65.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-41.98 years 2023
2020
2023
Q1: 0.0 years
Med: 0.51 years
Q3: 4.09 years
Excellent -40 pts over 2 years

In 2023, the repayment capacity of PREMIUM SELECTION AUTOMOBILE (-41.98) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 767.90. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

767.897

Liquidity indicators evolution
PREMIUM SELECTION AUTOMOBILE

Sector positioning

Liquidity ratio
767.9 2024
2020
2023
2024
Q1: 132.95
Med: 200.57
Q3: 385.86
Excellent

In 2024, the liquidity ratio of PREMIUM SELECTION AUTOMOBILE (767.90) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
56.13x 2023
2020
2023
Q1: 0.0x
Med: 2.09x
Q3: 18.92x
Excellent +11 pts over 2 years

In 2023, the interest coverage of PREMIUM SELECTION AUTOMOBILE (56.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
PREMIUM SELECTION AUTOMOBILE

Positioning of PREMIUM SELECTION AUTOMOBILE in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 148 transactions of similar company sales in 2024, the value of PREMIUM SELECTION AUTOMOBILE is estimated at 90 267 € (range 48 698€ - 286 675€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
148 transactions
48k€ 90k€ 286k€
90 267 € Range: 48 698€ - 286 675€
NAF 5 année 2024

Valuation method used

Net Income Multiple
34 601 € × 2.6x = 90 267 €
Range: 48 698€ - 286 676€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 148 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare PREMIUM SELECTION AUTOMOBILE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about PREMIUM SELECTION AUTOMOBILE

What is the revenue of PREMIUM SELECTION AUTOMOBILE ?

The revenue of PREMIUM SELECTION AUTOMOBILE in 2023 is 1.0 M€.

Is PREMIUM SELECTION AUTOMOBILE profitable?

Yes, PREMIUM SELECTION AUTOMOBILE generated a net profit of 35 k€ in 2024.

Where is the headquarters of PREMIUM SELECTION AUTOMOBILE ?

The headquarters of PREMIUM SELECTION AUTOMOBILE is located in LA CHAPELLE-DE-GUINCHAY (71570), in the department Saone-et-Loire.

Where to find the tax return of PREMIUM SELECTION AUTOMOBILE ?

The tax return of PREMIUM SELECTION AUTOMOBILE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PREMIUM SELECTION AUTOMOBILE operate?

PREMIUM SELECTION AUTOMOBILE operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.