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PRADOURAT ET ASSOCIES : revenue, balance sheet and financial ratios

PRADOURAT ET ASSOCIES is a French company founded 16 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LE TOUVET (38660), this company of category PME shows in 2016 a revenue of 583 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PRADOURAT ET ASSOCIES (SIREN 519932628)
Indicator 2024 2023 2017 2016
Revenue N/C N/C N/C 583 292 €
Net income 3 280 € 7 013 € 14 723 € 13 454 €
EBITDA N/C N/C N/C 6 016 €
Net margin N/C N/C N/C 2.3%

Revenue and income statement

In 2024, PRADOURAT ET ASSOCIES generates positive net income of 3 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 13 k€ -> 3 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

3 280 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 15%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 81%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

14.904%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

80.796%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

50.5%

Solvency indicators evolution
PRADOURAT ET ASSOCIES

Sector positioning

Debt ratio
14.9 2024
2017
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.38
Average +18 pts over 3 years

In 2024, the debt ratio of PRADOURAT ET ASSOCIES (14.90) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
80.8% 2024
2017
2023
2024
Q1: 13.01%
Med: 47.62%
Q3: 76.27%
Excellent

In 2024, the financial autonomy of PRADOURAT ET ASSOCIES (80.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 131.26. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

131.256

Liquidity indicators evolution
PRADOURAT ET ASSOCIES

Sector positioning

Liquidity ratio
131.26 2024
2017
2023
2024
Q1: 123.36
Med: 243.1
Q3: 571.4
Average +7 pts over 3 years

In 2024, the liquidity ratio of PRADOURAT ET ASSOCIES (131.26) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
PRADOURAT ET ASSOCIES

Positioning of PRADOURAT ET ASSOCIES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of PRADOURAT ET ASSOCIES is estimated at 6 601 € (range 3 122€ - 30 142€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
3k€ 6k€ 30k€
6 601 € Range: 3 122€ - 30 142€
NAF 5 all-time

Valuation method used

Net Income Multiple
3 280 € × 2.0x = 6 602 €
Range: 3 123€ - 30 142€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare PRADOURAT ET ASSOCIES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about PRADOURAT ET ASSOCIES

What is the revenue of PRADOURAT ET ASSOCIES ?

The revenue of PRADOURAT ET ASSOCIES in 2016 is 583 k€.

Is PRADOURAT ET ASSOCIES profitable?

Yes, PRADOURAT ET ASSOCIES generated a net profit of 3 k€ in 2024.

Where is the headquarters of PRADOURAT ET ASSOCIES ?

The headquarters of PRADOURAT ET ASSOCIES is located in LE TOUVET (38660), in the department Isere.

Where to find the tax return of PRADOURAT ET ASSOCIES ?

The tax return of PRADOURAT ET ASSOCIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PRADOURAT ET ASSOCIES operate?

PRADOURAT ET ASSOCIES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.