PONT NEUF SAINT JACQUES : revenue, balance sheet and financial ratios

PONT NEUF SAINT JACQUES is a French company founded 60 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in LA ROQUETTE-SUR-SIAGNE (06550), this company of category PME shows in 2023 a revenue of 237 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PONT NEUF SAINT JACQUES (SIREN 379027147)
Indicator 2023 2022 2020 2019 2018 2017 2016
Revenue 236 606 € 210 130 € 210 130 € 197 012 € 197 012 € 197 012 € 197 006 €
Net income 124 184 € 132 398 € 126 141 € 118 688 € 121 676 € 115 361 € 116 001 €
EBITDA 165 194 € 177 458 € 179 011 € 165 984 € 165 266 € 160 054 € 165 281 €
Net margin 52.5% 63.0% 60.0% 60.2% 61.8% 58.6% 58.9%

Revenue and income statement

In 2023, PONT NEUF SAINT JACQUES achieves revenue of 237 k€. Revenue is growing positively over 7 years (CAGR: +2.7%). Vs 2022, growth of +13% (210 k€ -> 237 k€). After deducting consumption (0 €), gross margin stands at 237 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 165 k€, representing 69.8% of revenue. Warning negative scissor effect: despite revenue change (+13%), EBITDA varies by -7%, reducing margin by 14.6 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 124 k€, i.e. 52.5% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

236 606 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

236 606 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

165 194 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

150 011 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

124 184 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

69.8%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 84%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 58.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

83.636%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

53.34%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

58.884%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

3.285

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

30.2%

Solvency indicators evolution
PONT NEUF SAINT JACQUES

Sector positioning

Debt ratio
83.64 2023
2020
2022
2023
Q1: -25.49
Med: 7.72
Q3: 166.29
Average +16 pts over 3 years

In 2023, the debt ratio of PONT NEUF SAINT JACQUES (83.64) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
53.34% 2023
2020
2022
2023
Q1: 0.44%
Med: 30.88%
Q3: 76.22%
Good -13 pts over 3 years

In 2023, the financial autonomy of PONT NEUF SAINT JACQUES (53.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
3.29 years 2023
2020
2022
2023
Q1: -0.3 years
Med: 0.44 years
Q3: 10.35 years
Average +7 pts over 3 years

In 2023, the repayment capacity of PONT NEUF SAINT JACQUES (3.29) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 4119.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

4119.079

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
PONT NEUF SAINT JACQUES

Sector positioning

Liquidity ratio
4119.08 2023
2020
2022
2023
Q1: 95.05
Med: 298.22
Q3: 1222.5
Excellent

In 2023, the liquidity ratio of PONT NEUF SAINT JACQUES (4119.08) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2023
2020
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 16.99x
Average

In 2023, the interest coverage of PONT NEUF SAINT JACQUES (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. Excellent situation: suppliers finance 40 days of the operating cycle (retail model). Overall, WCR represents 508 days of revenue, i.e. 334 k€ to permanently finance. Over 2016-2023, WCR increased by +15793%, requiring additional financing.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

334 206 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

40 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

508 j

WCR and payment terms evolution
PONT NEUF SAINT JACQUES

Positioning of PONT NEUF SAINT JACQUES in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 215 transactions of similar company sales in 2023, the value of PONT NEUF SAINT JACQUES is estimated at 602 769 € (range 176 130€ - 1 039 498€). With an EBITDA of 165 194€, the sector multiple of 5.2x is applied. The price/revenue ratio is 0.51x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
215 transactions
176k€ 602k€ 1039k€
602 769 € Range: 176 130€ - 1 039 498€
NAF 5 année 2023

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
165 194 € × 5.2x
Estimation 851 335 €
215 993€ - 1 367 951€
Revenue Multiple 30%
236 606 € × 0.51x
Estimation 120 815 €
55 012€ - 276 390€
Net Income Multiple 20%
124 184 € × 5.7x
Estimation 704 291 €
258 153€ - 1 363 027€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 215 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare PONT NEUF SAINT JACQUES with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about PONT NEUF SAINT JACQUES

What is the revenue of PONT NEUF SAINT JACQUES ?

The revenue of PONT NEUF SAINT JACQUES in 2023 is 237 k€.

Is PONT NEUF SAINT JACQUES profitable?

Yes, PONT NEUF SAINT JACQUES generated a net profit of 124 k€ in 2023.

Where is the headquarters of PONT NEUF SAINT JACQUES ?

The headquarters of PONT NEUF SAINT JACQUES is located in LA ROQUETTE-SUR-SIAGNE (06550), in the department Alpes-Maritimes.

Where to find the tax return of PONT NEUF SAINT JACQUES ?

The tax return of PONT NEUF SAINT JACQUES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PONT NEUF SAINT JACQUES operate?

PONT NEUF SAINT JACQUES operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.